/* ==========================================================================
   INSUR THEME DESIGN STYLES FOR CGI AGENCY
   Aesthetic: High-Trust Corporate Navy (#012237) & Energetic Orange (#f26522)
   ========================================================================== */

:root {
    --insur-navy: #012237;
    --insur-navy-dark: #0a1726;
    --insur-navy-light: #0d314d;
    --insur-orange: #f26522;
    --insur-orange-hover: #d95314;
    --insur-blue: #1967d2;
    --insur-gray-bg: #f4f7fa;
    --insur-gray-light: #f8fafc;
    --insur-border: #e2e8f0;
    --insur-text-dark: #1e293b;
    --insur-text-muted: #64748b;
    --insur-radius: 12px;
    --insur-shadow: 0 10px 30px rgba(1, 34, 55, 0.08);
    --insur-shadow-hover: 0 20px 40px rgba(1, 34, 55, 0.14);
    --insur-transition: all 0.3s cubic-bezier(0.16, 1, 0.3, 1);
}

body.home {
    background-color: #ffffff;
    font-family: 'DM Sans', 'Plus Jakarta Sans', -apple-system, BlinkMacSystemFont, sans-serif;
    color: var(--insur-text-dark);
    line-height: 1.6;
    overflow-x: hidden;
}

.insur-container {
    max-width: 1240px;
    margin: 0 auto;
    padding: 0 24px;
}

/* ==========================================================================
   1. HERO BANNER
   ========================================================================== */
.insur-hero-section {
    position: relative;
    background: linear-gradient(135deg, #011b2d 0%, #012237 50%, #063252 100%);
    color: #ffffff;
    padding: 100px 0 110px;
    overflow: hidden;
}

.insur-hero-overlay {
    position: absolute;
    top: 0; left: 0; right: 0; bottom: 0;
    background-image: 
        radial-gradient(circle at 80% 20%, rgba(242, 101, 34, 0.15) 0%, transparent 40%),
        radial-gradient(circle at 10% 80%, rgba(25, 103, 210, 0.2) 0%, transparent 50%);
    pointer-events: none;
}

.insur-hero-content {
    position: relative;
    z-index: 2;
    max-width: 820px;
}

.insur-hero-tag {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    background: rgba(242, 101, 34, 0.15);
    border: 1px solid rgba(242, 101, 34, 0.4);
    color: #ff8c53;
    padding: 8px 18px;
    border-radius: 50px;
    font-size: 13px;
    font-weight: 700;
    letter-spacing: 0.05em;
    margin-bottom: 24px;
    box-shadow: 0 4px 15px rgba(242, 101, 34, 0.1);
}

.insur-tag-star {
    color: #f26522;
}

.insur-hero-title {
    font-size: 54px;
    line-height: 1.15;
    font-weight: 800;
    color: #ffffff;
    margin-bottom: 24px;
    letter-spacing: -0.02em;
}

.insur-highlight-text {
    color: #f26522;
    background: linear-gradient(90deg, #ff7e40 0%, #f26522 100%);
    -webkit-background-clip: text;
    -webkit-text-fill-color: transparent;
}

.insur-hero-desc {
    font-size: 19px;
    line-height: 1.65;
    color: #cbd5e1;
    margin-bottom: 38px;
    max-width: 720px;
}

.insur-hero-buttons {
    display: flex;
    align-items: center;
    gap: 18px;
    flex-wrap: wrap;
    margin-bottom: 35px;
}

.insur-btn {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 10px;
    padding: 16px 32px;
    border-radius: 50px;
    font-size: 16px;
    font-weight: 700;
    text-decoration: none;
    transition: var(--insur-transition);
    cursor: pointer;
    box-sizing: border-box;
}

.insur-btn-primary {
    background: var(--insur-orange);
    color: #ffffff !important;
    box-shadow: 0 8px 24px rgba(242, 101, 34, 0.35);
    border: 2px solid var(--insur-orange);
}

.insur-btn-primary:hover {
    background: var(--insur-orange-hover);
    border-color: var(--insur-orange-hover);
    transform: translateY(-2px);
    box-shadow: 0 12px 30px rgba(242, 101, 34, 0.45);
    color: #ffffff !important;
}

.insur-btn-outline {
    background: rgba(255, 255, 255, 0.08);
    color: #ffffff !important;
    border: 2px solid rgba(255, 255, 255, 0.25);
    backdrop-filter: blur(10px);
}

.insur-btn-outline:hover {
    background: #ffffff;
    color: var(--insur-navy) !important;
    border-color: #ffffff;
    transform: translateY(-2px);
}

.insur-hero-trust-badge {
    display: inline-flex;
    align-items: center;
    gap: 14px;
    background: rgba(1, 27, 45, 0.7);
    padding: 10px 22px;
    border-radius: 50px;
    border: 1px solid rgba(255, 255, 255, 0.12);
}

.insur-stars {
    color: #ffb703;
    font-size: 15px;
    letter-spacing: 2px;
}

.insur-trust-text {
    font-size: 14px;
    color: #94a3b8;
}

.insur-trust-text strong {
    color: #ffffff;
}

/* ==========================================================================
   2. 3-FEATURE HIGHLIGHTS RIBBON
   ========================================================================== */
.insur-features-ribbon {
    position: relative;
    z-index: 10;
    margin-top: -50px;
    margin-bottom: 70px;
}

.insur-features-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 24px;
}

.insur-feature-card {
    background: #ffffff;
    border-radius: var(--insur-radius);
    padding: 32px 28px;
    box-shadow: var(--insur-shadow);
    border: 1px solid var(--insur-border);
    display: flex;
    gap: 20px;
    align-items: flex-start;
    transition: var(--insur-transition);
}

.insur-feature-card:hover {
    transform: translateY(-6px);
    box-shadow: var(--insur-shadow-hover);
    border-color: #cbd5e1;
}

.insur-feature-icon-box {
    background: rgba(242, 101, 34, 0.1);
    width: 64px;
    height: 64px;
    border-radius: 14px;
    display: flex;
    align-items: center;
    justify-content: center;
    flex-shrink: 0;
}

.insur-feature-info h3 {
    font-size: 20px;
    font-weight: 700;
    color: var(--insur-navy);
    margin: 0 0 8px 0;
}

.insur-feature-info p {
    font-size: 14px;
    color: var(--insur-text-muted);
    margin: 0;
    line-height: 1.55;
}

/* ==========================================================================
   3. ABOUT CGI AGENCY SECTION
   ========================================================================== */
.insur-about-section {
    padding: 60px 0 90px;
    background: #ffffff;
}

.insur-about-grid {
    display: grid;
    grid-template-columns: 1fr 1.15fr;
    gap: 60px;
    align-items: center;
}

.insur-about-image-wrapper {
    position: relative;
    border-radius: 20px;
    overflow: hidden;
    box-shadow: 0 20px 45px rgba(1, 34, 55, 0.12);
}

.insur-about-img {
    width: 100%;
    height: 480px;
    object-fit: cover;
    display: block;
    transition: transform 0.5s ease;
}

.insur-about-img:hover {
    transform: scale(1.03);
}

.insur-experience-badge {
    position: absolute;
    bottom: 30px;
    left: 30px;
    background: var(--insur-navy);
    color: #ffffff;
    padding: 24px 28px;
    border-radius: 16px;
    border-left: 5px solid var(--insur-orange);
    box-shadow: 0 15px 35px rgba(0, 0, 0, 0.3);
    max-width: 240px;
}

.insur-exp-number {
    display: block;
    font-size: 38px;
    font-weight: 800;
    color: var(--insur-orange);
    line-height: 1;
    margin-bottom: 6px;
}

.insur-exp-text {
    font-size: 13px;
    line-height: 1.4;
    color: #e2e8f0;
    font-weight: 600;
}

.insur-section-subtitle {
    font-size: 13px;
    font-weight: 800;
    color: var(--insur-orange);
    letter-spacing: 0.12em;
    text-transform: uppercase;
    margin-bottom: 12px;
}

.insur-section-title {
    font-size: 38px;
    font-weight: 800;
    color: var(--insur-navy);
    line-height: 1.25;
    margin-bottom: 20px;
    letter-spacing: -0.01em;
}

.insur-about-lead {
    font-size: 17px;
    font-weight: 600;
    color: var(--insur-navy-light);
    line-height: 1.6;
    margin-bottom: 16px;
}

.insur-about-body {
    font-size: 15px;
    color: var(--insur-text-muted);
    line-height: 1.7;
    margin-bottom: 28px;
}

.insur-checklist {
    display: grid;
    grid-template-columns: 1fr;
    gap: 14px;
    margin-bottom: 35px;
}

.insur-check-item {
    display: flex;
    align-items: center;
    gap: 12px;
    font-size: 15px;
    color: var(--insur-text-dark);
}

.insur-check-icon {
    width: 24px;
    height: 24px;
    background: rgba(242, 101, 34, 0.12);
    color: var(--insur-orange);
    border-radius: 50%;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    font-weight: bold;
    font-size: 13px;
    flex-shrink: 0;
}

.insur-agent-call-card {
    background: var(--insur-gray-bg);
    border: 1px solid var(--insur-border);
    padding: 18px 24px;
    border-radius: var(--insur-radius);
    display: flex;
    align-items: center;
    gap: 18px;
}

.insur-call-icon {
    font-size: 30px;
}

.insur-call-details span {
    display: block;
    font-size: 13px;
    color: var(--insur-text-muted);
}

.insur-call-number {
    font-size: 20px;
    font-weight: 800;
    color: var(--insur-navy) !important;
    text-decoration: none;
    transition: var(--insur-transition);
}

.insur-call-number:hover {
    color: var(--insur-orange) !important;
}

/* ==========================================================================
   4. SERVICES SECTION (ZERO QR CODES - CLEAN INSUR CARDS)
   ========================================================================== */
.insur-services-section {
    padding: 90px 0 100px;
    background: var(--insur-gray-bg);
}

.insur-section-header {
    max-width: 680px;
    margin: 0 auto 55px;
}

.insur-section-header.text-center {
    text-align: center;
}

.insur-section-desc {
    font-size: 16px;
    color: var(--insur-text-muted);
    line-height: 1.6;
}

.insur-services-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 28px;
}

.insur-service-card {
    background: #ffffff;
    border-radius: var(--insur-radius);
    padding: 38px 30px;
    box-shadow: var(--insur-shadow);
    border: 1px solid var(--insur-border);
    transition: var(--insur-transition);
    display: flex;
    flex-direction: column;
    position: relative;
    overflow: hidden;
}

.insur-service-card:hover {
    transform: translateY(-8px);
    box-shadow: var(--insur-shadow-hover);
    border-color: #cbd5e1;
}

.insur-service-card::after {
    content: '';
    position: absolute;
    bottom: 0; left: 0; right: 0;
    height: 4px;
    background: var(--insur-orange);
    opacity: 0;
    transition: var(--insur-transition);
}

.insur-service-card:hover::after {
    opacity: 1;
}

.insur-service-top {
    display: flex;
    justify-content: space-between;
    align-items: center;
    margin-bottom: 24px;
}

.insur-service-icon {
    width: 68px;
    height: 68px;
    background: rgba(242, 101, 34, 0.08);
    border-radius: 16px;
    display: flex;
    align-items: center;
    justify-content: center;
    transition: var(--insur-transition);
}

.insur-service-card:hover .insur-service-icon {
    background: var(--insur-orange);
}

.insur-service-card:hover .insur-service-icon svg {
    stroke: #ffffff;
}

.insur-service-num {
    font-size: 26px;
    font-weight: 800;
    color: #e2e8f0;
    line-height: 1;
}

.insur-service-title {
    font-size: 22px;
    font-weight: 700;
    color: var(--insur-navy);
    margin-bottom: 14px;
    line-height: 1.3;
}

.insur-service-text {
    font-size: 14px;
    color: var(--insur-text-muted);
    line-height: 1.6;
    margin-bottom: 20px;
}

.insur-service-points {
    list-style: none;
    padding: 0;
    margin: 0 0 28px 0;
    flex-grow: 1;
}

.insur-service-points li {
    font-size: 13px;
    color: var(--insur-text-dark);
    margin-bottom: 8px;
    padding-left: 20px;
    position: relative;
}

.insur-service-points li::before {
    content: '•';
    color: var(--insur-orange);
    font-size: 18px;
    position: absolute;
    left: 2px;
    top: -2px;
}

.insur-service-btn {
    display: inline-flex;
    align-items: center;
    justify-content: space-between;
    padding: 12px 20px;
    background: var(--insur-gray-light);
    color: var(--insur-navy) !important;
    border-radius: 8px;
    font-size: 14px;
    font-weight: 700;
    text-decoration: none;
    transition: var(--insur-transition);
}

.insur-service-card:hover .insur-service-btn {
    background: var(--insur-navy);
    color: #ffffff !important;
}

.highlight-card {
    border-color: rgba(242, 101, 34, 0.4);
    box-shadow: 0 10px 30px rgba(242, 101, 34, 0.1);
}

/* ==========================================================================
   5. COUNTERS SECTION (ODOMETER BLOCK)
   ========================================================================== */
.insur-counters-section {
    background: linear-gradient(135deg, #011b2d 0%, #012237 100%);
    padding: 65px 0;
    color: #ffffff;
}

.insur-counters-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 30px;
    text-align: center;
}

.insur-counter-item {
    position: relative;
}

.insur-counter-item:not(:last-child)::after {
    content: '';
    position: absolute;
    right: -15px;
    top: 20%;
    height: 60%;
    width: 1px;
    background: rgba(255, 255, 255, 0.15);
}

.insur-counter-num {
    font-size: 46px;
    font-weight: 800;
    color: var(--insur-orange);
    line-height: 1;
    margin-bottom: 10px;
    letter-spacing: -0.02em;
}

.insur-counter-label {
    font-size: 15px;
    color: #cbd5e1;
    font-weight: 600;
}

/* ==========================================================================
   6. INSTANT QUOTE & CONSULTATION FORM SECTION
   ========================================================================== */
.insur-quote-section {
    padding: 95px 0 105px;
    background: #ffffff;
}

.insur-quote-grid {
    display: grid;
    grid-template-columns: 1fr 1.1fr;
    gap: 60px;
    align-items: center;
}

.insur-quote-desc {
    font-size: 16px;
    color: var(--insur-text-muted);
    line-height: 1.7;
    margin-bottom: 35px;
}

.insur-quote-perks {
    display: flex;
    flex-direction: column;
    gap: 22px;
}

.insur-perk-item {
    display: flex;
    gap: 18px;
    align-items: flex-start;
}

.insur-perk-badge {
    width: 38px;
    height: 38px;
    background: var(--insur-navy);
    color: #ffffff;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-weight: 800;
    font-size: 15px;
    flex-shrink: 0;
}

.insur-perk-item h4 {
    font-size: 17px;
    font-weight: 700;
    color: var(--insur-navy);
    margin: 0 0 4px 0;
}

.insur-perk-item p {
    font-size: 14px;
    color: var(--insur-text-muted);
    margin: 0;
    line-height: 1.5;
}

.insur-perk-item p a {
    color: var(--insur-orange);
    text-decoration: none;
}

.insur-form-card {
    background: #ffffff;
    border-radius: 16px;
    padding: 40px 36px;
    box-shadow: 0 20px 50px rgba(1, 34, 55, 0.12);
    border: 1px solid var(--insur-border);
}

.insur-form-header {
    margin-bottom: 26px;
}

.insur-form-header h3 {
    font-size: 24px;
    font-weight: 800;
    color: var(--insur-navy);
    margin: 0 0 6px 0;
}

.insur-form-header p {
    font-size: 14px;
    color: var(--insur-text-muted);
    margin: 0;
}

.insur-form-header a {
    color: var(--insur-orange);
    font-weight: 700;
    text-decoration: none;
}

.insur-form-row {
    margin-bottom: 18px;
}

.insur-form-row-2 {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 16px;
    margin-bottom: 18px;
}

.insur-form-group {
    display: flex;
    flex-direction: column;
    gap: 6px;
}

.insur-form-group label {
    font-size: 13px;
    font-weight: 700;
    color: var(--insur-navy);
}

.insur-form-group input,
.insur-form-group select,
.insur-form-group textarea {
    width: 100%;
    padding: 13px 16px;
    border: 1px solid #cbd5e1;
    border-radius: 8px;
    font-size: 14px;
    font-family: inherit;
    color: var(--insur-text-dark);
    background: #ffffff;
    transition: var(--insur-transition);
    box-sizing: border-box;
}

.insur-form-group input:focus,
.insur-form-group select:focus,
.insur-form-group textarea:focus {
    outline: none;
    border-color: var(--insur-orange);
    box-shadow: 0 0 0 3px rgba(242, 101, 34, 0.15);
}

.insur-btn-submit {
    width: 100%;
    background: var(--insur-orange);
    color: #ffffff;
    border: none;
    padding: 16px;
    border-radius: 50px;
    font-size: 16px;
    font-weight: 700;
    cursor: pointer;
    box-shadow: 0 8px 25px rgba(242, 101, 34, 0.35);
    transition: var(--insur-transition);
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 10px;
    margin-top: 10px;
}

.insur-btn-submit:hover {
    background: var(--insur-orange-hover);
    transform: translateY(-2px);
    box-shadow: 0 12px 30px rgba(242, 101, 34, 0.45);
}

.insur-form-response {
    margin-top: 15px;
    font-size: 14px;
    font-weight: 600;
    text-align: center;
    display: none;
}

.insur-form-response.success {
    display: block;
    color: #166534;
    background: #dcfce7;
    padding: 12px;
    border-radius: 8px;
    border: 1px solid #bbf7d0;
}

.insur-form-response.error {
    display: block;
    color: #991b1b;
    background: #fee2e2;
    padding: 12px;
    border-radius: 8px;
    border: 1px solid #fecaca;
}

/* ==========================================================================
   7. CARRIERS WE REPRESENT
   ========================================================================== */
.insur-carriers-section {
    padding: 80px 0;
    background: var(--insur-gray-bg);
}

.insur-carriers-grid {
    display: grid;
    grid-template-columns: repeat(5, 1fr);
    gap: 24px;
    align-items: center;
}

.insur-carrier-card {
    background: #ffffff;
    border-radius: var(--insur-radius);
    padding: 24px 20px;
    box-shadow: var(--insur-shadow);
    border: 1px solid var(--insur-border);
    display: flex;
    align-items: center;
    justify-content: center;
    height: 90px;
    transition: var(--insur-transition);
}

.insur-carrier-card:hover {
    transform: translateY(-4px);
    box-shadow: var(--insur-shadow-hover);
    border-color: #cbd5e1;
}

.insur-carrier-card img {
    max-width: 140px;
    max-height: 55px;
    object-fit: contain;
    filter: grayscale(80%);
    opacity: 0.85;
    transition: var(--insur-transition);
}

.insur-carrier-card:hover img {
    filter: grayscale(0%);
    opacity: 1;
}

/* ==========================================================================
   8. TESTIMONIALS SECTION
   ========================================================================== */
.insur-testimonials-section {
    padding: 90px 0 100px;
    background: #ffffff;
}

.insur-testimonials-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 28px;
}

.insur-testimonial-card {
    background: var(--insur-gray-light);
    border-radius: var(--insur-radius);
    padding: 34px 28px;
    border: 1px solid var(--insur-border);
    display: flex;
    flex-direction: column;
    justify-content: space-between;
    transition: var(--insur-transition);
}

.insur-testimonial-card:hover {
    transform: translateY(-5px);
    box-shadow: var(--insur-shadow);
    background: #ffffff;
}

.insur-testi-stars {
    color: #ffb703;
    font-size: 16px;
    letter-spacing: 2px;
    margin-bottom: 16px;
}

.insur-testi-text {
    font-size: 15px;
    line-height: 1.7;
    color: var(--insur-text-dark);
    margin-bottom: 24px;
    font-style: italic;
}

.insur-testi-author strong {
    display: block;
    font-size: 16px;
    font-weight: 700;
    color: var(--insur-navy);
}

.insur-testi-author span {
    font-size: 13px;
    color: var(--insur-text-muted);
}

/* ==========================================================================
   RESPONSIVE DESIGN (TABLET & MOBILE)
   ========================================================================== */
@media (max-width: 991px) {
    .insur-hero-title {
        font-size: 40px;
    }
    .insur-features-grid {
        grid-template-columns: 1fr;
    }
    .insur-about-grid {
        grid-template-columns: 1fr;
        gap: 40px;
    }
    .insur-services-grid {
        grid-template-columns: repeat(2, 1fr);
    }
    .insur-counters-grid {
        grid-template-columns: repeat(2, 1fr);
        gap: 30px;
    }
    .insur-counter-item:not(:last-child)::after {
        display: none;
    }
    .insur-quote-grid {
        grid-template-columns: 1fr;
        gap: 40px;
    }
    .insur-carriers-grid {
        grid-template-columns: repeat(3, 1fr);
    }
    .insur-testimonials-grid {
        grid-template-columns: 1fr;
    }
}

@media (max-width: 600px) {
    .insur-hero-section {
        padding: 60px 0 80px;
    }
    .insur-hero-title {
        font-size: 32px;
    }
    .insur-hero-desc {
        font-size: 16px;
    }
    .insur-hero-buttons {
        flex-direction: column;
        align-items: stretch;
    }
    .insur-btn {
        width: 100%;
    }
    .insur-services-grid {
        grid-template-columns: 1fr;
    }
    .insur-form-row-2 {
        grid-template-columns: 1fr;
    }
    .insur-carriers-grid {
        grid-template-columns: repeat(2, 1fr);
    }
    .insur-section-title {
        font-size: 30px;
    }
}


/* ==========================================================================
   9. INSUR MODERN FOOTER STYLES
   ========================================================================== */
.insur-main-footer {
    background: #011624;
    color: #94a3b8;
    padding: 85px 0 0;
    border-top: 1px solid rgba(255, 255, 255, 0.08);
    position: relative;
    font-size: 14px;
}

.insur-footer-grid {
    display: grid;
    grid-template-columns: 1.3fr 1fr 1fr 1.2fr;
    gap: 40px;
    padding-bottom: 60px;
}

.insur-footer-logo-img {
    max-height: 55px;
    margin-bottom: 20px;
    display: block;
}

.insur-footer-about-text {
    line-height: 1.7;
    margin-bottom: 22px;
    color: #cbd5e1;
}

.insur-footer-license-badge {
    display: inline-block;
    background: rgba(242, 101, 34, 0.12);
    border: 1px solid rgba(242, 101, 34, 0.35);
    color: #ff8c53;
    padding: 6px 14px;
    border-radius: 50px;
    font-size: 12px;
    font-weight: 700;
}

.insur-footer-title {
    font-size: 18px;
    font-weight: 800;
    color: #ffffff;
    margin-bottom: 24px;
    position: relative;
    padding-bottom: 12px;
}

.insur-footer-title::after {
    content: '';
    position: absolute;
    bottom: 0;
    left: 0;
    width: 35px;
    height: 3px;
    background: var(--insur-orange);
    border-radius: 2px;
}

.insur-footer-links {
    list-style: none;
    padding: 0;
    margin: 0;
}

.insur-footer-links li {
    margin-bottom: 12px;
}

.insur-footer-links a {
    color: #cbd5e1;
    text-decoration: none;
    transition: var(--insur-transition);
    display: inline-flex;
    align-items: center;
}

.insur-footer-links a:hover {
    color: var(--insur-orange);
    padding-left: 5px;
}

.insur-footer-contact-info {
    display: flex;
    flex-direction: column;
    gap: 14px;
}

.insur-footer-c-item {
    display: flex;
    align-items: flex-start;
    gap: 12px;
    color: #cbd5e1;
}

.insur-footer-c-item a {
    color: #cbd5e1;
    text-decoration: none;
    transition: var(--insur-transition);
}

.insur-footer-c-item a:hover {
    color: var(--insur-orange);
}

.insur-footer-c-icon {
    font-size: 16px;
    flex-shrink: 0;
    margin-top: 2px;
}

.insur-footer-bottom {
    border-top: 1px solid rgba(255, 255, 255, 0.08);
    padding: 26px 0;
    display: flex;
    justify-content: space-between;
    align-items: center;
    flex-wrap: wrap;
    gap: 15px;
    font-size: 13px;
    color: #64748b;
}

.insur-footer-bottom-links {
    display: flex;
    gap: 12px;
    align-items: center;
}

.insur-footer-bottom-links a {
    color: #94a3b8;
    text-decoration: none;
}

.insur-footer-bottom-links a:hover {
    color: var(--insur-orange);
}

/* Hide old theme default minimal copyright on home */
body.home .copy-right {
    display: none !important;
}

/* Header Enhancements */
body.home .ekit-template-content-header,
body.home header {
    background: #ffffff !important;
    box-shadow: 0 4px 20px rgba(0, 0, 0, 0.05) !important;
}

@media (max-width: 991px) {
    .insur-footer-grid {
        grid-template-columns: repeat(2, 1fr);
        gap: 35px;
    }
}

@media (max-width: 600px) {
    .insur-footer-grid {
        grid-template-columns: 1fr;
    }
    .insur-footer-bottom {
        flex-direction: column;
        text-align: center;
    }
}


/* ==========================================================================
   10. INSUR MODERN HEADER STYLES (MATCHES IMAGE 1 EXACTLY)
   ========================================================================== */

/* COMPLETELY HIDE OLD CLUNKY INSTIVE / ELEMENTSKIT HEADER */
body .ekit-template-content-header,
body .ekit-template-content-footer,
body header#header,
body .header_default,
body .header-wrapper,
body .ts-top-bar {
    display: none !important;
    height: 0 !important;
    overflow: hidden !important;
    visibility: hidden !important;
}

/* Insur Main Header Container */
.insur-main-header {
    background: #ffffff;
    padding: 16px 0;
    border-bottom: 1px solid #eef2f6;
    position: sticky;
    top: 0;
    z-index: 9999;
    box-shadow: 0 4px 20px rgba(1, 34, 55, 0.05);
    font-family: 'DM Sans', -apple-system, sans-serif;
}

.insur-header-container {
    max-width: 1320px;
    margin: 0 auto;
    padding: 0 24px;
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 20px;
}

/* 1. Logo */
.insur-header-logo {
    flex-shrink: 0;
}

.insur-logo-img {
    height: 54px;
    width: auto;
    display: block;
    object-fit: contain;
}

/* 2. Nav Container Pill */
.insur-nav-container {
    background: #f4f6fa;
    border-radius: 8px;
    display: flex;
    align-items: center;
    border: 1px solid #e9edf4;
    padding-left: 20px;
}

.insur-menu-list {
    display: flex;
    align-items: center;
    list-style: none;
    margin: 0;
    padding: 0;
    gap: 26px;
}

.insur-menu-item {
    position: relative;
}

.insur-menu-item a {
    font-size: 15px;
    font-weight: 700;
    color: #1e293b;
    text-decoration: none;
    padding: 16px 0;
    display: inline-flex;
    align-items: center;
    gap: 4px;
    transition: color 0.2s ease;
}

.insur-menu-item:hover > a,
.insur-menu-item.active > a {
    color: #0066d4;
}

.insur-arrow {
    font-size: 11px;
    opacity: 0.7;
    margin-top: 1px;
}

/* Dropdown Menu */
.insur-dropdown-menu {
    position: absolute;
    top: 100%;
    left: 0;
    background: #ffffff;
    min-width: 280px;
    box-shadow: 0 15px 35px rgba(1, 34, 55, 0.12);
    border-radius: 10px;
    border: 1px solid #e2e8f0;
    padding: 10px 0;
    list-style: none;
    margin: 0;
    opacity: 0;
    visibility: hidden;
    transform: translateY(10px);
    transition: all 0.25s cubic-bezier(0.16, 1, 0.3, 1);
    z-index: 1000;
}

.insur-menu-item.has-dropdown:hover .insur-dropdown-menu {
    opacity: 1;
    visibility: visible;
    transform: translateY(0);
}

.insur-dropdown-menu li {
    margin: 0;
}

.insur-dropdown-menu li a {
    padding: 10px 22px;
    font-size: 14px;
    font-weight: 600;
    color: #334155;
    display: block;
    transition: all 0.2s;
}

.insur-dropdown-menu li a:hover {
    background: #f8fafc;
    color: #0066d4;
    padding-left: 26px;
}

/* Nav Right Actions (Search & Get a Quote button) */
.insur-nav-right-actions {
    display: flex;
    align-items: center;
    margin-left: 14px;
}

.insur-search-btn {
    background: transparent;
    border: none;
    color: #64748b;
    padding: 0 14px;
    display: flex;
    align-items: center;
    justify-content: center;
    cursor: pointer;
    transition: color 0.2s;
    text-decoration: none;
}

.insur-search-btn:hover {
    color: #0066d4;
}

.insur-header-quote-btn {
    background: #0066d4;
    color: #ffffff !important;
    padding: 16px 28px;
    border-radius: 0 7px 7px 0;
    font-size: 15px;
    font-weight: 700;
    text-decoration: none;
    transition: background 0.2s ease, transform 0.2s ease;
    white-space: nowrap;
    display: inline-block;
}

.insur-header-quote-btn:hover {
    background: #0050aa;
    color: #ffffff !important;
}

/* 3. Call to Our Experts Badge */
.insur-header-phone-box {
    display: flex;
    align-items: center;
    gap: 14px;
    flex-shrink: 0;
}

.insur-phone-circle {
    width: 48px;
    height: 48px;
    border-radius: 50%;
    border: 1.5px solid #e2e8f0;
    display: flex;
    align-items: center;
    justify-content: center;
    background: #ffffff;
    transition: all 0.2s ease;
    text-decoration: none;
}

.insur-phone-circle:hover {
    border-color: #00b4d8;
    box-shadow: 0 4px 15px rgba(0, 180, 216, 0.25);
    transform: translateY(-2px);
}

.insur-phone-details {
    display: flex;
    flex-direction: column;
}

.insur-phone-number {
    font-size: 17px;
    font-weight: 800;
    color: #012237 !important;
    text-decoration: none;
    line-height: 1.2;
    transition: color 0.2s;
}

.insur-phone-number:hover {
    color: #0066d4 !important;
}

.insur-phone-caption {
    font-size: 12px;
    color: #64748b;
    font-weight: 500;
}

/* Mobile Toggle */
.insur-mobile-btn {
    display: none;
    flex-direction: column;
    justify-content: space-between;
    width: 32px;
    height: 22px;
    background: transparent;
    border: none;
    cursor: pointer;
    padding: 0;
}

.insur-mobile-btn span {
    width: 100%;
    height: 3px;
    background: #012237;
    border-radius: 2px;
}

/* Mobile Drawer */
.insur-mobile-drawer {
    display: none;
    position: fixed;
    top: 0;
    left: 0;
    right: 0;
    bottom: 0;
    background: #ffffff;
    z-index: 100000;
    padding: 30px 24px;
    flex-direction: column;
    overflow-y: auto;
}

.insur-mobile-drawer.open {
    display: flex;
}

.insur-drawer-header {
    display: flex;
    justify-content: space-between;
    align-items: center;
    margin-bottom: 30px;
    padding-bottom: 15px;
    border-bottom: 1px solid #e2e8f0;
}

.insur-drawer-logo {
    height: 44px;
}

.insur-drawer-close {
    font-size: 32px;
    background: none;
    border: none;
    color: #012237;
    cursor: pointer;
    line-height: 1;
}

.insur-drawer-links {
    list-style: none;
    padding: 0;
    margin: 0 0 30px 0;
}

.insur-drawer-links li {
    margin-bottom: 14px;
}

.insur-drawer-links li a {
    font-size: 17px;
    font-weight: 700;
    color: #012237;
    text-decoration: none;
    display: block;
    padding: 6px 0;
}

.insur-drawer-links li a:hover {
    color: #0066d4;
}

.insur-drawer-phone {
    display: block;
    text-align: center;
    margin-top: 15px;
    font-size: 18px;
    font-weight: 800;
    color: #012237;
    text-decoration: none;
}

/* Responsive Header */
@media (max-width: 1100px) {
    .insur-nav-container {
        display: none;
    }
    .insur-mobile-btn {
        display: flex;
    }
}

@media (max-width: 600px) {
    .insur-header-phone-box {
        display: none;
    }
    .insur-logo-img {
        height: 44px;
    }
}


/* ==========================================================================
   11. SUBPAGE HEADER STYLES
   ========================================================================== */
.insur-page-header {
    background: linear-gradient(135deg, #011b2d 0%, #012237 100%);
    padding: 65px 0;
    text-align: center;
    color: #ffffff;
    border-bottom: 3px solid var(--insur-orange);
}

.insur-page-header-title {
    font-size: 40px;
    font-weight: 800;
    color: #ffffff;
    margin: 0 0 10px 0;
    letter-spacing: -0.01em;
}

.insur-page-header-subtitle {
    font-size: 17px;
    color: #cbd5e1;
    margin: 0;
    max-width: 680px;
    margin: 0 auto;
}


/* ==========================================================================
   12. INSUR LUXURY TOP TRUST BAR & SOCIAL ICONS
   ========================================================================== */
.insur-top-bar {
    background: #011b2d;
    color: #94a3b8;
    font-size: 13px;
    font-weight: 500;
    line-height: 1;
    border-bottom: 1px solid rgba(255, 255, 255, 0.08);
    font-family: 'DM Sans', -apple-system, sans-serif;
}

.insur-top-container {
    max-width: 1320px;
    margin: 0 auto;
    padding: 10px 24px;
    display: flex;
    justify-content: space-between;
    align-items: center;
    flex-wrap: wrap;
    gap: 15px;
}

.insur-top-left {
    display: flex;
    align-items: center;
    gap: 14px;
    flex-wrap: wrap;
}

.insur-top-item {
    display: inline-flex;
    align-items: center;
    gap: 6px;
    color: #cbd5e1;
}

.insur-top-divider {
    color: rgba(255, 255, 255, 0.2);
    font-size: 12px;
}

.insur-top-right {
    display: flex;
    align-items: center;
    gap: 16px;
    flex-wrap: wrap;
}

.insur-top-email {
    display: inline-flex;
    align-items: center;
    gap: 6px;
    color: #cbd5e1 !important;
    text-decoration: none;
    transition: color 0.2s ease;
}

.insur-top-email:hover {
    color: #f26522 !important;
}

.insur-top-socials {
    display: flex;
    align-items: center;
    gap: 8px;
}

.insur-social-icon {
    width: 28px;
    height: 28px;
    border-radius: 50%;
    background: rgba(255, 255, 255, 0.08);
    color: #cbd5e1;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    text-decoration: none;
    transition: all 0.25s cubic-bezier(0.16, 1, 0.3, 1);
    border: 1px solid rgba(255, 255, 255, 0.1);
}

.insur-social-icon:hover {
    transform: translateY(-2px);
    color: #ffffff;
}

.insur-social-icon.yt:hover {
    background: #ff0000;
    border-color: #ff0000;
    box-shadow: 0 4px 12px rgba(255, 0, 0, 0.4);
}

.insur-social-icon.yelp:hover {
    background: #d32323;
    border-color: #d32323;
    box-shadow: 0 4px 12px rgba(211, 35, 35, 0.4);
}

.insur-social-icon.tiktok:hover {
    background: #000000;
    border-color: #00f2fe;
    box-shadow: 0 4px 12px rgba(0, 242, 254, 0.35);
}

.insur-social-icon.fb:hover {
    background: #1877f2;
    border-color: #1877f2;
    box-shadow: 0 4px 12px rgba(24, 119, 242, 0.4);
}

.insur-social-icon.insta:hover {
    background: #e4405f;
    border-color: #e4405f;
    box-shadow: 0 4px 12px rgba(228, 64, 95, 0.4);
}

@media (max-width: 991px) {
    .insur-top-container {
        justify-content: center;
        text-align: center;
    }
    .insur-top-left {
        justify-content: center;
    }
}

@media (max-width: 650px) {
    .insur-top-lic, .insur-top-divider {
        display: none;
    }
}


/* ==========================================================================
   13. INSUR HERO SLIDER (MATCHES IMAGE 1 WITH IMAGES & ANIMATIONS)
   ========================================================================== */
.insur-hero-slider-section {
    position: relative;
    background: #ffffff;
    overflow: hidden;
    min-height: 620px;
}

.insur-slider-container {
    position: relative;
    width: 100%;
    min-height: 620px;
}

.insur-slide {
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    height: 100%;
    min-height: 620px;
    opacity: 0;
    visibility: hidden;
    transition: opacity 0.8s cubic-bezier(0.25, 1, 0.5, 1), visibility 0.8s cubic-bezier(0.25, 1, 0.5, 1);
    display: flex;
    align-items: center;
    z-index: 1;
}

.insur-slide.active {
    opacity: 1;
    visibility: visible;
    position: relative;
    z-index: 2;
}

/* Background Image Layer on Right Side */
.insur-slide-bg {
    position: absolute;
    top: 0;
    right: 0;
    width: 62%;
    height: 100%;
    background-size: cover;
    background-position: center right;
    background-repeat: no-repeat;
    z-index: 1;
    transition: transform 6s ease;
}

.insur-slide.active .insur-slide-bg {
    transform: scale(1.04);
}

/* Smooth Gradient Overlay fading image into white content area */
.insur-slide-overlay-gradient {
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    height: 100%;
    background: linear-gradient(90deg, #ffffff 0%, #ffffff 38%, rgba(255, 255, 255, 0.95) 50%, rgba(255, 255, 255, 0.45) 68%, rgba(255, 255, 255, 0) 100%);
    z-index: 2;
    pointer-events: none;
}

/* Floating 3D Geometric Shape on Left */
.insur-slide-shape {
    position: absolute;
    left: 0;
    top: 8%;
    z-index: 2;
    pointer-events: none;
    opacity: 0.85;
}

.insur-slide-shape img {
    max-width: 320px;
    height: auto;
}

@keyframes floatBobX {
    0% { transform: translateX(0px); }
    50% { transform: translateX(20px); }
    100% { transform: translateX(0px); }
}

.float-bob-x {
    animation: floatBobX 5s ease-in-out infinite;
}

/* Slide Content Container */
.insur-slide-content {
    position: relative;
    z-index: 5;
    max-width: 640px;
    padding: 70px 0 80px;
}

.insur-slide-accent-line {
    width: 55px;
    height: 5px;
    border-radius: 4px;
    margin-bottom: 22px;
}

.insur-slide-accent-line.blue {
    background: #0066d4;
}

.insur-slide-accent-line.orange {
    background: #f26522;
}

.insur-slide-title {
    font-size: 58px;
    line-height: 1.12;
    font-weight: 800;
    color: #012237;
    letter-spacing: -0.02em;
    margin-bottom: 22px;
}

.insur-slide-highlight-blue {
    color: #0066d4;
}

.insur-slide-highlight-orange {
    color: #f26522;
}

.insur-slide-desc {
    font-size: 18px;
    line-height: 1.65;
    color: #475569;
    margin-bottom: 35px;
    max-width: 540px;
}

.insur-slide-actions {
    display: flex;
    align-items: center;
    gap: 16px;
    flex-wrap: wrap;
}

/* Slider Action Buttons */
.insur-btn-slider-blue {
    background: #0066d4;
    color: #ffffff !important;
    padding: 16px 36px;
    border-radius: 50px;
    font-size: 16px;
    font-weight: 700;
    box-shadow: 0 8px 24px rgba(0, 102, 212, 0.35);
    border: 2px solid #0066d4;
}

.insur-btn-slider-blue:hover {
    background: #0050aa;
    border-color: #0050aa;
    transform: translateY(-2px);
    box-shadow: 0 12px 28px rgba(0, 102, 212, 0.45);
    color: #ffffff !important;
}

.insur-btn-slider-orange {
    background: #f26522;
    color: #ffffff !important;
    padding: 16px 36px;
    border-radius: 50px;
    font-size: 16px;
    font-weight: 700;
    box-shadow: 0 8px 24px rgba(242, 101, 34, 0.35);
    border: 2px solid #f26522;
}

.insur-btn-slider-orange:hover {
    background: #d95314;
    border-color: #d95314;
    transform: translateY(-2px);
    box-shadow: 0 12px 28px rgba(242, 101, 34, 0.45);
    color: #ffffff !important;
}

.insur-btn-slider-outline {
    background: transparent;
    color: #012237 !important;
    border: 2px solid #cbd5e1;
    padding: 16px 32px;
    border-radius: 50px;
    font-size: 16px;
    font-weight: 700;
}

.insur-btn-slider-outline:hover {
    border-color: #012237;
    background: #012237;
    color: #ffffff !important;
    transform: translateY(-2px);
}

/* Circular Arrow Navigation on Right (Matches Image 1) */
.insur-slider-nav {
    position: absolute;
    right: 40px;
    top: 50%;
    transform: translateY(-50%);
    display: flex;
    flex-direction: column;
    gap: 12px;
    z-index: 10;
}

.insur-slider-arrow {
    width: 48px;
    height: 48px;
    border-radius: 50%;
    border: 1.5px solid #00b4d8;
    background: rgba(255, 255, 255, 0.85);
    color: #00b4d8;
    display: flex;
    align-items: center;
    justify-content: center;
    cursor: pointer;
    transition: all 0.25s ease;
    backdrop-filter: blur(6px);
    box-shadow: 0 6px 18px rgba(0, 0, 0, 0.08);
}

.insur-slider-arrow:hover {
    background: #0066d4;
    color: #ffffff;
    border-color: #0066d4;
    transform: scale(1.08);
    box-shadow: 0 8px 22px rgba(0, 102, 212, 0.4);
}

/* Dots Pagination */
.insur-slider-dots {
    position: absolute;
    bottom: 25px;
    left: 50%;
    transform: translateX(-50%);
    display: flex;
    gap: 8px;
    z-index: 10;
}

.insur-dot {
    width: 12px;
    height: 12px;
    border-radius: 50%;
    background: rgba(1, 34, 55, 0.2);
    border: none;
    cursor: pointer;
    padding: 0;
    transition: all 0.25s ease;
}

.insur-dot.active {
    background: #0066d4;
    width: 28px;
    border-radius: 10px;
}

/* Animations for Slide Elements when active */
@keyframes fadeInUp {
    from {
        opacity: 0;
        transform: translateY(24px);
    }
    to {
        opacity: 1;
        transform: translateY(0);
    }
}

.insur-slide.active .insur-slide-title {
    animation: fadeInUp 0.75s cubic-bezier(0.16, 1, 0.3, 1) both;
}

.insur-slide.active .insur-slide-desc {
    animation: fadeInUp 0.85s cubic-bezier(0.16, 1, 0.3, 1) both 0.15s;
}

.insur-slide.active .insur-slide-actions {
    animation: fadeInUp 0.95s cubic-bezier(0.16, 1, 0.3, 1) both 0.3s;
}

/* Responsive Slider */
@media (max-width: 991px) {
    .insur-slide-bg {
        width: 100%;
        opacity: 0.25;
    }
    .insur-slide-overlay-gradient {
        background: rgba(255, 255, 255, 0.85);
    }
    .insur-slide-title {
        font-size: 42px;
    }
    .insur-slider-nav {
        right: 15px;
    }
}

@media (max-width: 600px) {
    .insur-hero-slider-section {
        min-height: 520px;
    }
    .insur-slide-title {
        font-size: 32px;
    }
    .insur-slide-desc {
        font-size: 15px;
    }
    .insur-slide-actions {
        flex-direction: column;
        align-items: stretch;
    }
    .insur-slider-nav {
        display: none;
    }
}


/* ==========================================================================
   INSUR PAGE HEADER BANNER (SUBPAGES)
   ========================================================================== */
.insur-page-header-banner {
    position: relative;
    padding: 120px 0 100px;
    background-size: cover;
    background-position: center right;
    background-repeat: no-repeat;
    background-color: #0d1b2a;
    overflow: hidden;
}

.insur-page-header-overlay {
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    bottom: 0;
    background: linear-gradient(90deg, rgba(13, 27, 42, 0.92) 0%, rgba(13, 27, 42, 0.75) 50%, rgba(13, 27, 42, 0.2) 100%);
    z-index: 1;
}

.insur-page-header-content {
    position: relative;
    z-index: 2;
    max-width: 600px;
}

.insur-page-breadcrumb {
    font-size: 13px;
    font-weight: 700;
    letter-spacing: 2.5px;
    text-transform: uppercase;
    color: #0b63e5;
    margin-bottom: 12px;
    display: flex;
    align-items: center;
    gap: 8px;
}

.insur-page-breadcrumb .sep {
    color: #8fa0b5;
}

.insur-page-header-title {
    font-size: 46px;
    font-weight: 800;
    color: #ffffff;
    line-height: 1.15;
    margin: 0;
}

/* ==========================================================================
   SECTION DECORATIONS & TAGS
   ========================================================================== */
.insur-section-tag-box {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    margin-bottom: 14px;
}

.insur-section-tag-box.justify-center {
    justify-content: center;
    width: 100%;
}

.insur-tag-decor {
    color: #0b63e5;
    font-size: 14px;
    font-weight: 800;
    letter-spacing: -1px;
}

.insur-section-tag {
    font-size: 13px;
    font-weight: 800;
    letter-spacing: 2px;
    text-transform: uppercase;
    color: #0b63e5;
}

.insur-section-heading {
    font-size: 38px;
    font-weight: 800;
    color: #0e2238;
    line-height: 1.25;
    margin: 0 0 18px 0;
}

/* ==========================================================================
   ABOUT COMPANY SECTION (OVERLAPPING PHOTOS + STORY)
   ========================================================================== */
.insur-about-company-section {
    padding: 100px 0 70px;
    background: #ffffff;
}

.insur-about-company-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 60px;
    align-items: center;
}

.insur-about-two-imgs {
    position: relative;
    padding-bottom: 60px;
    padding-right: 40px;
}

.insur-about-img-back img {
    width: 82%;
    border-radius: 14px;
    box-shadow: 0 15px 35px rgba(0, 0, 0, 0.08);
    display: block;
    object-fit: cover;
    max-height: 420px;
}

.insur-about-img-front {
    position: absolute;
    right: 0;
    bottom: 0;
    width: 58%;
    border: 8px solid #ffffff;
    border-radius: 14px;
    box-shadow: 0 20px 45px rgba(0, 0, 0, 0.14);
    overflow: hidden;
}

.insur-about-img-front img {
    width: 100%;
    display: block;
    object-fit: cover;
    max-height: 320px;
}

.insur-about-lead-text {
    font-size: 17px;
    font-weight: 600;
    color: #0b63e5;
    line-height: 1.6;
    margin-bottom: 16px;
}

.insur-about-detail-text {
    font-size: 15px;
    line-height: 1.8;
    color: #55677d;
    margin-bottom: 30px;
}

.insur-founder-signature-box {
    display: flex;
    align-items: center;
    gap: 20px;
    padding-top: 25px;
    border-top: 1px solid #edf2f7;
}

.insur-founder-avatar img {
    width: 64px;
    height: 64px;
    border-radius: 50%;
    object-fit: cover;
    border: 3px solid #0b63e5;
    box-shadow: 0 4px 12px rgba(11, 99, 229, 0.2);
}

.insur-founder-sig-name {
    font-family: 'Brush Script MT', 'Dancing Script', cursive, sans-serif;
    font-size: 28px;
    color: #0e2238;
    font-weight: bold;
    line-height: 1.1;
}

.insur-founder-title {
    font-size: 12px;
    font-weight: 700;
    letter-spacing: 1px;
    text-transform: uppercase;
    color: #7b8e9e;
}

/* ==========================================================================
   TRUSTED BRAND LOGOS STRIP
   ========================================================================== */
.insur-trusted-brands-strip {
    padding: 30px 0;
    background: #fbfcfe;
    border-top: 1px solid #edf2f7;
    border-bottom: 1px solid #edf2f7;
}

.insur-brands-wrapper {
    display: flex;
    align-items: center;
    justify-content: space-between;
    flex-wrap: wrap;
    gap: 30px;
}

.insur-brands-label span {
    font-size: 14px;
    font-weight: 700;
    color: #1b2e46;
    text-transform: uppercase;
    letter-spacing: 0.5px;
}

.insur-brands-grid {
    display: flex;
    align-items: center;
    gap: 40px;
    flex-wrap: wrap;
}

.insur-brands-grid img {
    height: 40px;
    object-fit: contain;
    opacity: 0.65;
    filter: grayscale(100%);
    transition: all 0.3s ease;
}

.insur-brands-grid img:hover {
    opacity: 1;
    filter: grayscale(0%);
    transform: translateY(-2px);
}

/* ==========================================================================
   CLASSY TEAM SECTION (MATCHING INSUR PATTERN)
   ========================================================================== */
.insur-team-section {
    padding: 90px 0 100px;
    background: #f5f7fa;
}

.insur-team-sub {
    font-size: 16px;
    color: #637381;
    max-width: 650px;
    margin: 0 auto 50px;
}

.insur-team-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 30px;
}

.insur-team-card {
    background: #ffffff;
    border-radius: 12px;
    overflow: hidden;
    box-shadow: 0 10px 30px rgba(0, 0, 0, 0.05);
    transition: transform 0.35s ease, box-shadow 0.35s ease;
}

.insur-team-card:hover {
    transform: translateY(-8px);
    box-shadow: 0 20px 40px rgba(11, 99, 229, 0.12);
}

.insur-team-img-wrap {
    position: relative;
    overflow: hidden;
    height: 320px;
    background: #eef2f6;
}

.insur-team-img-wrap img {
    width: 100%;
    height: 100%;
    object-fit: cover;
    object-position: top center;
    transition: transform 0.5s ease;
}

.insur-team-card:hover .insur-team-img-wrap img {
    transform: scale(1.06);
}

.insur-team-social-overlay {
    position: absolute;
    bottom: -60px;
    left: 50%;
    transform: translateX(-50%);
    display: flex;
    gap: 12px;
    background: #0b63e5;
    padding: 10px 20px;
    border-radius: 30px;
    box-shadow: 0 8px 20px rgba(11, 99, 229, 0.35);
    transition: bottom 0.35s ease;
    z-index: 5;
}

.insur-team-card:hover .insur-team-social-overlay {
    bottom: 20px;
}

.insur-team-social-overlay a {
    color: #ffffff;
    font-size: 15px;
    width: 32px;
    height: 32px;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    border-radius: 50%;
    background: rgba(255, 255, 255, 0.18);
    transition: background 0.2s;
}

.insur-team-social-overlay a:hover {
    background: #ffffff;
    color: #0b63e5;
}

.insur-team-info {
    padding: 24px 20px;
    text-align: center;
    background: #ffffff;
}

.insur-team-name {
    font-size: 20px;
    font-weight: 800;
    color: #0e2238;
    margin: 0 0 6px;
}

.insur-team-name a {
    color: inherit;
    text-decoration: none;
    transition: color 0.2s;
}

.insur-team-name a:hover {
    color: #0b63e5;
}

.insur-team-role {
    font-size: 13px;
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 1.5px;
    color: #0b63e5;
    margin: 0 0 12px;
}

.insur-team-contact-links {
    margin-top: 8px;
}

.insur-team-tel {
    font-size: 14px;
    font-weight: 600;
    color: #55677d;
    text-decoration: none;
    transition: color 0.2s;
}

.insur-team-tel:hover {
    color: #0b63e5;
}

/* ==========================================================================
   CLASSY TESTIMONIALS SECTION (MATCHING INSUR SCREENSHOT 2)
   ========================================================================== */
.insur-testimonials-section {
    padding: 95px 0 100px;
    background: #ffffff;
}

.insur-testimonials-grid {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 30px;
    margin-top: 45px;
}

.insur-testi-card {
    background: #ffffff;
    border-radius: 12px;
    padding: 38px 36px;
    border: 1px solid #edf1f7;
    box-shadow: 0 8px 25px rgba(0, 0, 0, 0.04);
    position: relative;
    overflow: hidden;
    transition: all 0.3s ease;
}

.insur-testi-card:hover {
    transform: translateY(-5px);
    box-shadow: 0 18px 40px rgba(11, 99, 229, 0.08);
    border-color: #dbe4ef;
}

.insur-testi-header {
    display: flex;
    align-items: center;
    gap: 18px;
    margin-bottom: 20px;
    position: relative;
}

.insur-testi-avatar img {
    width: 64px;
    height: 64px;
    border-radius: 50%;
    object-fit: cover;
    border: 3px solid #0b63e5;
}

.insur-testi-stars {
    color: #ff9900;
    font-size: 15px;
    letter-spacing: 2px;
    margin-bottom: 4px;
}

.insur-testi-name {
    font-size: 18px;
    font-weight: 800;
    color: #0e2238;
    margin: 0 0 2px;
}

.insur-testi-role {
    font-size: 11px;
    font-weight: 800;
    letter-spacing: 1.5px;
    text-transform: uppercase;
    color: #0b63e5;
}

.insur-testi-quote-icon {
    margin-left: auto;
    font-size: 55px;
    line-height: 1;
    font-family: Georgia, serif;
    color: #0b63e5;
    opacity: 0.15;
}

.insur-testi-text {
    font-size: 15px;
    line-height: 1.8;
    color: #55677d;
    margin: 0;
    font-style: italic;
}

/* ==========================================================================
   ABOUT CTA BAR
   ========================================================================== */
.insur-about-cta-bar {
    background: #011b2d;
    padding: 45px 0;
}

.insur-about-cta-inner {
    display: flex;
    align-items: center;
    justify-content: space-between;
    flex-wrap: wrap;
    gap: 25px;
}

.insur-about-cta-text h3 {
    font-size: 24px;
    font-weight: 800;
    color: #ffffff;
    margin: 0 0 6px;
}

.insur-about-cta-text p {
    font-size: 15px;
    color: #9cb3c9;
    margin: 0;
}

/* Responsive adjustments */
@media (max-width: 991px) {
    .insur-about-company-grid,
    .insur-testimonials-grid {
        grid-template-columns: 1fr;
    }
    .insur-team-grid {
        grid-template-columns: repeat(2, 1fr);
    }
    .insur-brands-wrapper {
        justify-content: center;
    }
    .insur-brands-grid {
        justify-content: center;
    }
}

@media (max-width: 640px) {
    .insur-team-grid {
        grid-template-columns: 1fr;
    }
    .insur-page-header-title {
        font-size: 32px;
    }
}


/* ==========================================================================
   CLASSY ANIMATIONS FOR ABOUT US & ABOUT COMPANY
   ========================================================================== */

@keyframes insurFloatSlow {
    0%, 100% {
        transform: translateY(0px);
    }
    50% {
        transform: translateY(-10px);
    }
}

@keyframes insurFloatReverse {
    0%, 100% {
        transform: translateY(0px) scale(1);
    }
    50% {
        transform: translateY(8px) scale(1.01);
    }
}

@keyframes insurGlowPulse {
    0%, 100% {
        box-shadow: 0 15px 35px rgba(0, 0, 0, 0.08);
    }
    50% {
        box-shadow: 0 20px 45px rgba(11, 99, 229, 0.16);
    }
}

@keyframes insurSigDraw {
    0% {
        stroke-dashoffset: 1000;
        opacity: 0;
    }
    20% {
        opacity: 1;
    }
    100% {
        stroke-dashoffset: 0;
        opacity: 1;
    }
}

/* Back Image (Large Office / Advisory) */
.insur-about-img-back {
    position: relative;
    z-index: 1;
    animation: insurFloatSlow 7s ease-in-out infinite;
}

.insur-about-img-back img {
    width: 85% !important;
    border-radius: 16px !important;
    box-shadow: 0 15px 40px rgba(0, 0, 0, 0.1) !important;
    transition: transform 0.5s cubic-bezier(0.2, 0.8, 0.2, 1);
    display: block;
}

.insur-about-img-back:hover img {
    transform: scale(1.02);
}

/* Front Image (Julio Crespo, President) */
.insur-about-img-front {
    position: absolute;
    right: 0;
    bottom: -20px;
    width: 60% !important;
    border: 8px solid #ffffff !important;
    border-radius: 18px !important;
    box-shadow: 0 25px 50px rgba(11, 99, 229, 0.18) !important;
    overflow: hidden;
    z-index: 3;
    animation: insurFloatReverse 6s ease-in-out infinite, insurGlowPulse 5s ease-in-out infinite;
    transition: transform 0.4s ease;
}

.insur-about-img-front:hover {
    transform: translateY(-8px) scale(1.03) !important;
}

.insur-about-img-front img {
    width: 100% !important;
    height: 100% !important;
    object-fit: cover !important;
    display: block !important;
}

/* President Floating Experience Badge */
.insur-about-pres-badge {
    position: absolute;
    top: 20px;
    left: 20px;
    background: linear-gradient(135deg, #0b63e5 0%, #0045ab 100%);
    color: #ffffff;
    padding: 10px 18px;
    border-radius: 30px;
    font-size: 13px;
    font-weight: 700;
    letter-spacing: 0.5px;
    box-shadow: 0 8px 20px rgba(11, 99, 229, 0.4);
    z-index: 4;
    display: inline-flex;
    align-items: center;
    gap: 6px;
    animation: insurFloatSlow 5s ease-in-out infinite;
}

/* Founder / President Signature Box */
.insur-founder-signature-box {
    display: flex;
    align-items: center;
    gap: 22px;
    padding-top: 28px;
    margin-top: 25px;
    border-top: 1px solid #edf2f7;
}

.insur-founder-avatar {
    position: relative;
}

.insur-founder-avatar img {
    width: 72px !important;
    height: 72px !important;
    border-radius: 50% !important;
    object-fit: cover !important;
    border: 3px solid #0b63e5 !important;
    box-shadow: 0 6px 18px rgba(11, 99, 229, 0.25) !important;
    transition: transform 0.3s ease;
}

.insur-founder-avatar:hover img {
    transform: scale(1.08) rotate(3deg);
}

.insur-founder-info {
    display: flex;
    flex-direction: column;
    justify-content: center;
}

.insur-signature-draw-wrap {
    margin-bottom: 2px;
}

.insur-signature-svg {
    max-width: 220px;
    height: auto;
    filter: drop-shadow(0 2px 4px rgba(0, 0, 0, 0.08));
}

.insur-signature-svg path {
    stroke-dasharray: 1000;
    stroke-dashoffset: 0;
    animation: insurSigDraw 2.8s ease-in-out forwards;
}

.insur-founder-title {
    font-size: 13px !important;
    font-weight: 800 !important;
    letter-spacing: 1.2px !important;
    text-transform: uppercase !important;
    color: #0b63e5 !important;
    margin-top: 4px;
}

.insur-founder-caption {
    font-size: 12px;
    color: #7b8e9e;
    font-weight: 600;
}


/* ==========================================================================
   INSUR CONTACT PAGE STYLING (MATCHING SCREENSHOT)
   ========================================================================== */

.insur-contact-main-section {
    padding: 100px 0 80px;
    background: #ffffff;
}

.insur-contact-layout-grid {
    display: grid;
    grid-template-columns: 4fr 8fr;
    gap: 60px;
    align-items: flex-start;
}

.insur-contact-left-col {
    padding-right: 20px;
}

.insur-contact-phone-email-card {
    display: flex;
    align-items: center;
    gap: 18px;
    margin: 30px 0 35px;
    padding: 22px 24px;
    background: #f7f9fc;
    border-radius: 12px;
    border-left: 4px solid #0b63e5;
}

.insur-contact-call-icon {
    width: 50px;
    height: 50px;
    background: rgba(11, 99, 229, 0.1);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    flex-shrink: 0;
}

.insur-contact-call-content {
    display: flex;
    flex-direction: column;
    gap: 4px;
}

.insur-contact-tel-link {
    font-size: 19px;
    font-weight: 800;
    color: #0e2238;
    text-decoration: none;
    transition: color 0.2s;
}

.insur-contact-tel-link:hover {
    color: #0b63e5;
}

.insur-contact-email-link {
    font-size: 14px;
    font-weight: 600;
    color: #0b63e5;
    text-decoration: none;
}

.insur-contact-addresses {
    display: flex;
    flex-direction: column;
    gap: 20px;
}

.insur-contact-address-item p {
    margin: 6px 0 0;
    font-size: 15px;
    color: #55677d;
    line-height: 1.6;
}

.insur-office-badge {
    display: inline-block;
    font-size: 11px;
    font-weight: 800;
    letter-spacing: 1px;
    text-transform: uppercase;
    color: #0b63e5;
    background: rgba(11, 99, 229, 0.08);
    padding: 4px 10px;
    border-radius: 4px;
}

.insur-contact-hours {
    display: flex;
    align-items: center;
    gap: 10px;
    font-size: 14px;
    color: #55677d;
    margin-top: 5px;
}

/* Contact Form Grid */
.insur-contact-right-col {
    background: #ffffff;
}

.insur-contact-form {
    display: flex;
    flex-direction: column;
    gap: 20px;
}

.insur-contact-form-row {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 20px;
}

.insur-contact-field input,
.insur-contact-form-full textarea {
    width: 100%;
    padding: 16px 22px;
    background: #f7f9fc;
    border: 1px solid #e5ebf2;
    border-radius: 8px;
    font-size: 15px;
    font-family: inherit;
    color: #1a202c;
    transition: all 0.25s ease;
    outline: none;
}

.insur-contact-field input:focus,
.insur-contact-form-full textarea:focus {
    background: #ffffff;
    border-color: #0b63e5;
    box-shadow: 0 0 0 3px rgba(11, 99, 229, 0.12);
}

.insur-contact-field input::placeholder,
.insur-contact-form-full textarea::placeholder {
    color: #8c9ba5;
    font-weight: 500;
}

.insur-btn-contact-submit {
    padding: 16px 40px !important;
    font-size: 15px !important;
    font-weight: 700 !important;
    border-radius: 6px !important;
    cursor: pointer;
    border: none;
}

.insur-contact-response-box {
    margin-top: 15px;
    padding: 14px 20px;
    border-radius: 6px;
    font-size: 14px;
    font-weight: 600;
    display: none;
}

.insur-contact-response-box.success {
    display: block;
    background: #e6f9f0;
    color: #0f7b44;
    border: 1px solid #a3e8c2;
}

/* ==========================================================================
   FLOATING FIND A LOCAL INSURANCE AGENT CTA (EXACT MATCH)
   ========================================================================== */
.insur-floating-cta-section {
    position: relative;
    z-index: 10;
    margin-bottom: -55px; /* Overlap half of the map */
}

.insur-floating-cta-inner {
    background: #011b2d;
    border-radius: 14px;
    padding: 35px 50px;
    display: flex;
    align-items: center;
    justify-content: space-between;
    box-shadow: 0 20px 45px rgba(1, 27, 45, 0.35);
    position: relative;
    overflow: hidden;
}

.insur-cta-left .insur-cta-heading {
    color: #ffffff;
    font-size: 26px;
    font-weight: 800;
    margin: 0;
}

.insur-cta-right {
    display: flex;
    align-items: center;
    gap: 35px;
}

.insur-cta-call-block {
    display: flex;
    align-items: center;
    gap: 14px;
}

.insur-cta-call-icon {
    width: 46px;
    height: 46px;
    border-radius: 50%;
    background: rgba(11, 99, 229, 0.2);
    display: flex;
    align-items: center;
    justify-content: center;
}

.insur-cta-phone-num {
    font-size: 17px;
    font-weight: 800;
    color: #ffffff;
    text-decoration: none;
    line-height: 1.2;
    display: block;
}

.insur-cta-phone-sub {
    font-size: 11px;
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 1px;
    color: #8c9ba5;
    margin: 0;
}

.insur-cta-action-btn {
    padding: 12px 28px !important;
    font-size: 14px !important;
    font-weight: 700 !important;
    border-radius: 6px !important;
}

.insur-cta-floating-img {
    position: absolute;
    right: 20px;
    bottom: -15px;
    pointer-events: none;
    opacity: 0.15;
}

.insur-cta-floating-img img {
    height: 120px;
    object-fit: contain;
}

/* Map Section */
.insur-map-section {
    position: relative;
    z-index: 1;
}

.insur-map-wrapper iframe {
    width: 100%;
    height: 460px;
    border: none;
    display: block;
}

@media (max-width: 991px) {
    .insur-contact-layout-grid {
        grid-template-columns: 1fr;
    }
    .insur-floating-cta-inner {
        flex-direction: column;
        text-align: center;
        gap: 25px;
        padding: 30px;
    }
    .insur-cta-right {
        flex-direction: column;
        gap: 20px;
    }
}

@media (max-width: 640px) {
    .insur-contact-form-row {
        grid-template-columns: 1fr;
    }
}


/* ==========================================================================
   ENHANCED CONTACT PAGE: PHONE TILE & 3-FEATURE TILES STRIP
   ========================================================================== */

/* Enhanced Phone & Email Tile (Matching Screenshot 2) */
.insur-contact-phone-email-card {
    display: flex;
    align-items: center;
    gap: 20px;
    margin: 28px 0 32px;
    padding: 22px 26px;
    background: #f7faff;
    border-radius: 16px;
    border-left: 5px solid #0b63e5;
    box-shadow: 0 10px 25px rgba(11, 99, 229, 0.05);
    transition: all 0.3s ease;
}

.insur-contact-phone-email-card:hover {
    transform: translateY(-3px);
    box-shadow: 0 15px 35px rgba(11, 99, 229, 0.12);
}

.insur-contact-call-icon {
    width: 56px;
    height: 56px;
    background: #e2edff;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    flex-shrink: 0;
}

.insur-contact-call-content {
    display: flex;
    flex-direction: column;
    gap: 4px;
}

.insur-contact-tel-link {
    font-size: 22px;
    font-weight: 800;
    color: #0b1a2d;
    text-decoration: none;
    line-height: 1.2;
    transition: color 0.2s;
}

.insur-contact-tel-link:hover {
    color: #0b63e5;
}

.insur-contact-email-link {
    font-size: 15px;
    font-weight: 700;
    color: #0b63e5;
    text-decoration: none;
}

.insur-contact-email-link:hover {
    text-decoration: underline;
}

.insur-office-badge {
    display: inline-block;
    font-size: 12px;
    font-weight: 800;
    letter-spacing: 1.5px;
    text-transform: uppercase;
    color: #0b63e5;
    background: #edf4fe;
    padding: 6px 14px;
    border-radius: 6px;
    margin-bottom: 6px;
}

.insur-contact-address-item p {
    font-size: 16px;
    color: #334e68;
    line-height: 1.6;
    margin: 4px 0 0;
}

/* ==========================================================================
   3 FEATURE TILES STRIP (SAVE UP TO 25%, FAST CLAIMS, SAME-DAY DMV)
   ========================================================================== */
.insur-contact-tiles-strip {
    padding: 30px 0 80px;
    background: #ffffff;
}

.insur-contact-tiles-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 30px;
}

.insur-contact-tile-card {
    background: #ffffff;
    border-radius: 14px;
    padding: 36px 32px;
    display: flex;
    align-items: flex-start;
    gap: 22px;
    box-shadow: 0 12px 35px rgba(0, 0, 0, 0.06);
    border: 1px solid #f0f4f8;
    transition: all 0.35s cubic-bezier(0.2, 0.8, 0.2, 1);
}

.insur-contact-tile-card:hover {
    transform: translateY(-8px);
    box-shadow: 0 20px 45px rgba(11, 99, 229, 0.12);
    border-color: #dbe7f5;
}

.insur-tile-icon-box {
    width: 60px;
    height: 60px;
    border-radius: 14px;
    background: #fdf3ed;
    display: flex;
    align-items: center;
    justify-content: center;
    flex-shrink: 0;
    transition: transform 0.3s ease;
}

.insur-contact-tile-card:hover .insur-tile-icon-box {
    transform: scale(1.08) rotate(2deg);
}

.insur-tile-info h3 {
    font-size: 19px;
    font-weight: 800;
    color: #0b1a2d;
    margin: 0 0 10px;
    letter-spacing: 0.5px;
    text-transform: uppercase;
}

.insur-tile-info p {
    font-size: 14px;
    line-height: 1.7;
    color: #627d98;
    margin: 0;
}

@media (max-width: 991px) {
    .insur-contact-tiles-grid {
        grid-template-columns: 1fr;
    }
}

/* ==========================================================================
   PERFECT CONTACT DETAILS TILE (EXACT MATCH USER SCREENSHOT)
   ========================================================================== */
.insur-contact-info-card {
    background: #ffffff;
    border-radius: 18px;
    padding: 35px 32px;
    box-shadow: 0 15px 40px rgba(0, 0, 0, 0.06);
    border: 1px solid #edf2f7;
    margin-top: 25px;
    transition: transform 0.3s ease, box-shadow 0.3s ease;
}

.insur-contact-info-card:hover {
    transform: translateY(-4px);
    box-shadow: 0 20px 50px rgba(11, 99, 229, 0.1);
}

.insur-contact-phone-email-pill {
    background: #f7faff;
    border-radius: 14px;
    border-left: 5px solid #0b63e5;
    padding: 18px 22px;
    display: flex;
    align-items: center;
    gap: 18px;
    margin-bottom: 28px;
    box-shadow: 0 4px 15px rgba(11, 99, 229, 0.05);
}

.insur-contact-pill-icon {
    width: 52px;
    height: 52px;
    background: #e2edff;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    flex-shrink: 0;
}

.insur-contact-pill-content {
    display: flex;
    flex-direction: column;
    gap: 3px;
}

.insur-contact-pill-tel {
    font-size: 21px;
    font-weight: 800;
    color: #0b1a2d;
    text-decoration: none;
    line-height: 1.2;
}

.insur-contact-pill-tel:hover {
    color: #0b63e5;
}

.insur-contact-pill-email {
    font-size: 14px;
    font-weight: 700;
    color: #0b63e5;
    text-decoration: none;
}

.insur-contact-pill-email:hover {
    text-decoration: underline;
}

.insur-contact-office-block {
    margin-bottom: 22px;
}

.insur-office-pill-badge {
    display: inline-block;
    font-size: 11px;
    font-weight: 800;
    letter-spacing: 1.2px;
    text-transform: uppercase;
    color: #0b63e5;
    background: #edf4fe;
    padding: 6px 14px;
    border-radius: 6px;
    margin-bottom: 8px;
}

.insur-contact-office-address {
    font-size: 16px;
    font-weight: 500;
    color: #243b53;
    line-height: 1.6;
    margin: 0;
}

.insur-contact-operating-hours {
    display: flex;
    align-items: center;
    gap: 8px;
    padding-top: 18px;
    border-top: 1px solid #edf2f7;
    font-size: 14px;
    color: #486581;
}

.insur-contact-operating-hours strong {
    color: #102a43;
}

/* ==========================================================================
   CONTACT FORM ALIGNMENT: STRAIGHTEN SEND A MESSAGE BUTTON WITH CARD
   ========================================================================== */
.insur-contact-form-submit-wrap {
    display: flex;
    justify-content: flex-start;
    margin-top: 15px;
    padding-top: 5px;
}

.insur-btn-contact-submit {
    display: inline-flex !important;
    align-items: center !important;
    justify-content: center !important;
    padding: 16px 42px !important;
    font-size: 15px !important;
    font-weight: 700 !important;
    border-radius: 8px !important;
    cursor: pointer !important;
    border: none !important;
    background: #0b63e5 !important;
    color: #ffffff !important;
    box-shadow: 0 10px 25px rgba(11, 99, 229, 0.25) !important;
    transition: all 0.3s ease !important;
}

.insur-btn-contact-submit:hover {
    background: #004ecc !important;
    transform: translateY(-2px) !important;
    box-shadow: 0 14px 30px rgba(11, 99, 229, 0.35) !important;
}

/* Hide any remaining feature tiles if cached */
.insur-contact-tiles-strip {
    display: none !important;
}

/* ==========================================================================
   CENTERED CONTACT HEADER & EXACT SCREENSHOT GRID ALIGNMENT
   ========================================================================== */
.insur-contact-header-centered {
    text-align: center !important;
    margin-bottom: 50px !important;
}

.insur-contact-header-centered .insur-section-tag-box {
    justify-content: center !important;
    display: inline-flex !important;
    margin-bottom: 12px !important;
}

.insur-contact-header-centered .insur-section-tag {
    font-size: 15px !important;
    font-weight: 800 !important;
    letter-spacing: 2.5px !important;
    color: #0b63e5 !important;
}

.insur-contact-main-title {
    font-size: 38px !important;
    font-weight: 900 !important;
    color: #000000 !important;
    text-transform: uppercase !important;
    letter-spacing: 1px !important;
    margin: 0 !important;
    line-height: 1.2 !important;
}

.insur-contact-layout-grid {
    display: grid !important;
    grid-template-columns: 360px 1fr !important;
    gap: 40px !important;
    align-items: flex-start !important;
}

.insur-contact-info-card {
    margin-top: 0 !important;
}

@media (max-width: 991px) {
    .insur-contact-layout-grid {
        grid-template-columns: 1fr !important;
    }
    .insur-contact-main-title {
        font-size: 28px !important;
    }
}



/* ==========================================================================
   INSUR ABOUT US - REFINED EXECUTIVE ABOUT COMPANY SECTION
   ========================================================================== */

/* Hide any previous shield / emoji badge completely */
.insur-about-pres-badge,
.insur-experience-badge {
    display: none !important;
    visibility: hidden !important;
    opacity: 0 !important;
}

.insur-about-company-section {
    position: relative;
    padding: 100px 0 80px;
    background: #ffffff;
    overflow: hidden;
}

/* Subtle background photo watermark/texture with gentle breathing animation */
.insur-about-section-bg {
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    bottom: 0;
    background-size: cover;
    background-position: center;
    background-repeat: no-repeat;
    opacity: 0.04;
    pointer-events: none;
    z-index: 0;
    animation: insurBgPulse 14s ease-in-out infinite alternate;
}

@keyframes insurBgPulse {
    0% {
        transform: scale(1);
        opacity: 0.035;
    }
    100% {
        transform: scale(1.04);
        opacity: 0.055;
    }
}

.insur-about-company-section .insur-container {
    position: relative;
    z-index: 1;
}

.insur-about-company-grid {
    display: grid;
    grid-template-columns: 1.05fr 1.15fr;
    gap: 65px;
    align-items: center;
}

/* Two Photos Composition with Floating Animations */
.insur-about-two-imgs {
    position: relative;
    padding-bottom: 50px;
    padding-right: 30px;
}

/* Animated decorative shape behind photos */
.insur-about-shape-bg {
    position: absolute;
    top: -40px;
    left: -40px;
    z-index: 0;
    width: 220px;
    opacity: 0.45;
    pointer-events: none;
    animation: insurFloatShape 10s ease-in-out infinite alternate;
}

.insur-about-shape-bg img {
    width: 100%;
    height: auto;
    display: block;
}

@keyframes insurFloatShape {
    0% {
        transform: translate(0, 0) rotate(0deg);
    }
    50% {
        transform: translate(12px, -15px) rotate(4deg);
    }
    100% {
        transform: translate(0, 0) rotate(0deg);
    }
}

/* Back Image (Large Office / Team Collaboration) */
.insur-about-img-back {
    position: relative;
    z-index: 1;
    animation: insurFloatSlow 7s ease-in-out infinite;
}

.insur-about-img-back img {
    width: 82% !important;
    height: auto !important;
    max-height: 440px !important;
    border-radius: 16px !important;
    box-shadow: 0 15px 40px rgba(0, 0, 0, 0.08) !important;
    transition: transform 0.5s cubic-bezier(0.2, 0.8, 0.2, 1);
    display: block !important;
    object-fit: cover !important;
}

.insur-about-img-back:hover img {
    transform: scale(1.02);
}

/* Front Image (Julio Crespo, President & Founder) */
.insur-about-img-front {
    position: absolute;
    right: 0;
    bottom: -15px;
    width: 58% !important;
    border: 8px solid #ffffff !important;
    border-radius: 18px !important;
    box-shadow: 0 25px 50px rgba(11, 99, 229, 0.16), 0 10px 20px rgba(0, 0, 0, 0.08) !important;
    overflow: hidden !important;
    z-index: 3;
    animation: insurFloatReverse 6s ease-in-out infinite;
    transition: transform 0.4s cubic-bezier(0.2, 0.8, 0.2, 1);
    background: #ffffff;
}

.insur-about-img-front:hover {
    transform: translateY(-8px) scale(1.02) !important;
}

.insur-about-img-front img {
    width: 100% !important;
    height: 100% !important;
    max-height: 330px !important;
    object-fit: cover !important;
    display: block !important;
}

@keyframes insurFloatSlow {
    0%, 100% {
        transform: translateY(0px);
    }
    50% {
        transform: translateY(-12px);
    }
}

@keyframes insurFloatReverse {
    0%, 100% {
        transform: translateY(0px);
    }
    50% {
        transform: translateY(10px);
    }
}

/* Right Column Content Matching User Screenshot */
.insur-section-tag-box {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    margin-bottom: 12px;
}

.insur-tag-decor {
    color: #0b63e5;
    font-size: 15px;
    font-weight: 800;
    letter-spacing: 1px;
}

.insur-section-tag {
    font-size: 13px;
    font-weight: 800;
    letter-spacing: 2px;
    text-transform: uppercase;
    color: #0b63e5;
}

.insur-section-heading {
    font-size: 38px !important;
    font-weight: 800 !important;
    color: #0e2238 !important;
    line-height: 1.25 !important;
    text-transform: uppercase !important;
    margin: 0 0 18px 0 !important;
    letter-spacing: -0.01em !important;
}

.insur-about-lead-text {
    font-size: 17px !important;
    font-weight: 700 !important;
    color: #0b63e5 !important;
    line-height: 1.65 !important;
    margin-bottom: 18px !important;
}

.insur-about-detail-text {
    font-size: 15px !important;
    line-height: 1.85 !important;
    color: #55677d !important;
    margin-bottom: 28px !important;
}

/* Founder / President Signature Box */
.insur-founder-signature-box {
    display: flex;
    align-items: center;
    gap: 22px;
    padding-top: 25px;
    margin-top: 20px;
    border-top: 1px solid #edf2f7;
}

.insur-founder-avatar {
    flex-shrink: 0;
}

.insur-founder-avatar img {
    width: 72px !important;
    height: 72px !important;
    border-radius: 50% !important;
    object-fit: cover !important;
    border: 3px solid #0b63e5 !important;
    box-shadow: 0 6px 18px rgba(11, 99, 229, 0.25) !important;
    transition: transform 0.3s ease;
    display: block;
}

.insur-founder-avatar:hover img {
    transform: scale(1.08) rotate(3deg);
}

.insur-founder-info {
    display: flex;
    flex-direction: column;
    justify-content: center;
}

.insur-signature-draw-wrap {
    margin-bottom: 4px;
}

.insur-signature-svg {
    max-width: 210px !important;
    height: auto !important;
    display: block !important;
    filter: drop-shadow(0 2px 4px rgba(0, 0, 0, 0.08));
}

.insur-signature-svg path {
    stroke-dasharray: 1000;
    stroke-dashoffset: 0;
    animation: insurSigDraw 2.8s ease-in-out forwards;
}

@keyframes insurSigDraw {
    0% {
        stroke-dashoffset: 1000;
        opacity: 0;
    }
    20% {
        opacity: 1;
    }
    100% {
        stroke-dashoffset: 0;
        opacity: 1;
    }
}

.insur-founder-title {
    font-size: 13px !important;
    font-weight: 800 !important;
    letter-spacing: 1.2px !important;
    text-transform: uppercase !important;
    color: #0b63e5 !important;
    margin-top: 4px;
}

.insur-founder-caption {
    font-size: 12px;
    color: #7b8e9e;
    font-weight: 600;
}

@media (max-width: 991px) {
    .insur-about-company-grid {
        grid-template-columns: 1fr;
        gap: 50px;
    }
    .insur-about-two-imgs {
        max-width: 520px;
        margin: 0 auto;
    }
}



/* ==========================================================================
   INSUR ABOUT US - CENTERED EDITORIAL WITH ANIMATED BACKGROUND PHOTO
   MATCHING EXACT USER MOCKUP
   ========================================================================== */

/* Remove legacy two-photo layout elements & badges */
.insur-about-two-imgs,
.insur-about-photos-col,
.insur-about-pres-badge,
.insur-experience-badge {
    display: none !important;
}

.insur-about-company-section {
    position: relative;
    padding: 110px 0 95px;
    background: #ffffff;
    overflow: hidden;
    text-align: center;
}

/* Background Motion Container */
.insur-about-bg-motion-wrap {
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    bottom: 0;
    overflow: hidden;
    pointer-events: none;
    z-index: 0;
}

/* Faded Animated Background Photo (slow, classy Ken-Burns float) */
.insur-about-bg-img {
    position: absolute;
    top: -5%;
    left: -5%;
    width: 110%;
    height: 110%;
    background-size: cover;
    background-position: center 25%;
    background-repeat: no-repeat;
    opacity: 0.15;
    filter: saturate(1.15);
    animation: insurKenBurns 22s ease-in-out infinite alternate;
}

@keyframes insurKenBurns {
    0% {
        transform: scale(1) translate(0, 0);
    }
    50% {
        transform: scale(1.08) translate(-15px, -10px);
    }
    100% {
        transform: scale(1.03) translate(10px, 8px);
    }
}

/* Soft Radial Light Overlay to Keep Text Perfectly Legible */
.insur-about-bg-overlay {
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    bottom: 0;
    background: radial-gradient(ellipse at center, rgba(255, 255, 255, 0.78) 0%, rgba(255, 255, 255, 0.88) 50%, rgba(255, 255, 255, 0.98) 100%);
}

/* Decorative floating shapes on sides */
.insur-about-float-shape-1 {
    position: absolute;
    top: 10%;
    left: -60px;
    width: 240px;
    opacity: 0.35;
    animation: insurFloatSlow 8s ease-in-out infinite;
}

.insur-about-float-shape-2 {
    position: absolute;
    bottom: 5%;
    right: -60px;
    width: 240px;
    opacity: 0.25;
    transform: rotate(180deg);
    animation: insurFloatReverse 9s ease-in-out infinite;
}

.insur-about-float-shape-1 img,
.insur-about-float-shape-2 img {
    width: 100%;
    height: auto;
    display: block;
}

/* Content Container */
.insur-about-company-section .insur-container {
    position: relative;
    z-index: 2;
}

.insur-about-centered-content {
    max-width: 960px;
    margin: 0 auto;
    display: flex;
    flex-direction: column;
    align-items: center;
}

/* Tagline */
.insur-section-tag-box {
    display: inline-flex;
    align-items: center;
    gap: 10px;
    margin-bottom: 16px;
}

.insur-section-tag-box.justify-center {
    justify-content: center;
}

.insur-tag-decor {
    color: #0b63e5;
    font-size: 16px;
    font-weight: 800;
    letter-spacing: 1px;
}

.insur-section-tag {
    font-size: 13px;
    font-weight: 800;
    letter-spacing: 2.5px;
    text-transform: uppercase;
    color: #0b63e5;
}

/* Headline */
.insur-section-heading {
    font-size: 44px !important;
    font-weight: 800 !important;
    color: #0e2238 !important;
    line-height: 1.22 !important;
    text-transform: uppercase !important;
    margin: 0 0 24px 0 !important;
    letter-spacing: -0.01em !important;
    text-align: center;
}

/* Lead text in bold blue */
.insur-about-lead-text {
    font-size: 18px !important;
    font-weight: 700 !important;
    color: #0b63e5 !important;
    line-height: 1.65 !important;
    margin: 0 auto 24px auto !important;
    max-width: 880px;
    text-align: center;
}

/* Body paragraphs */
.insur-about-body-text-wrap {
    max-width: 880px;
    margin: 0 auto 35px auto;
}

.insur-about-detail-text {
    font-size: 15.5px !important;
    line-height: 1.85 !important;
    color: #55677d !important;
    margin-bottom: 16px !important;
    text-align: center;
}

/* Founder / President Signature Box Centered */
.insur-founder-signature-box {
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 24px;
    padding-top: 28px;
    border-top: 1px solid rgba(14, 34, 56, 0.08);
    margin-top: 10px;
    max-width: 480px;
    width: 100%;
}

.insur-founder-avatar {
    flex-shrink: 0;
}

.insur-founder-avatar img {
    width: 76px !important;
    height: 76px !important;
    border-radius: 50% !important;
    object-fit: cover !important;
    border: 3px solid #0b63e5 !important;
    box-shadow: 0 8px 24px rgba(11, 99, 229, 0.28) !important;
    transition: transform 0.3s ease;
    display: block;
}

.insur-founder-avatar:hover img {
    transform: scale(1.08) rotate(3deg);
}

.insur-founder-info {
    display: flex;
    flex-direction: column;
    align-items: flex-start;
    text-align: left;
}

.insur-signature-draw-wrap {
    margin-bottom: 4px;
}

.insur-signature-svg {
    max-width: 210px !important;
    height: auto !important;
    display: block !important;
    filter: drop-shadow(0 2px 4px rgba(0, 0, 0, 0.06));
}

.insur-signature-svg path {
    stroke-dasharray: 1000;
    stroke-dashoffset: 0;
    animation: insurSigDraw 2.8s ease-in-out forwards;
}

.insur-founder-title {
    font-size: 13px !important;
    font-weight: 800 !important;
    letter-spacing: 1.2px !important;
    text-transform: uppercase !important;
    color: #0b63e5 !important;
    margin-top: 4px;
}

.insur-founder-caption {
    font-size: 12px;
    color: #7b8e9e;
    font-weight: 600;
}

@media (max-width: 768px) {
    .insur-section-heading {
        font-size: 30px !important;
    }
    .insur-about-lead-text {
        font-size: 16px !important;
    }
    .insur-founder-signature-box {
        flex-direction: column;
        text-align: center;
        gap: 15px;
    }
    .insur-founder-info {
        align-items: center;
        text-align: center;
    }
}



/* ==========================================================================
   INSUR ABOUT US - CENTERED EDITORIAL WITH ANIMATED BACKGROUND PHOTO
   MATCHING EXACT USER MOCKUP
   ========================================================================== */

/* Remove legacy two-photo layout elements & badges */
.insur-about-two-imgs,
.insur-about-photos-col,
.insur-about-pres-badge,
.insur-experience-badge {
    display: none !important;
}

.insur-about-company-section {
    position: relative;
    padding: 100px 0 90px;
    background: #ffffff;
    overflow: hidden;
    text-align: center;
}

/* Background Motion Container */
.insur-about-bg-motion-wrap {
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    bottom: 0;
    overflow: hidden;
    pointer-events: none;
    z-index: 0;
}

/* Clearly visible animated background photo matching user screenshot */
.insur-about-bg-img {
    position: absolute;
    top: -6%;
    left: -6%;
    width: 112%;
    height: 112%;
    background-size: cover;
    background-position: center 20%;
    background-repeat: no-repeat;
    opacity: 0.28 !important; /* Clearly visible behind text */
    filter: saturate(1.1) contrast(1.05);
    animation: insurKenBurns 18s ease-in-out infinite alternate;
}

@keyframes insurKenBurns {
    0% {
        transform: scale(1) translate(0, 0);
    }
    50% {
        transform: scale(1.07) translate(-12px, -8px);
    }
    100% {
        transform: scale(1.02) translate(8px, 6px);
    }
}

/* Soft light wash allowing the photo behind text to be clearly seen */
.insur-about-bg-overlay {
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    bottom: 0;
    background: rgba(255, 255, 255, 0.72) !important;
}

/* Keep floating side accents minimal so center background photo is prominent */
.insur-about-float-shape-1,
.insur-about-float-shape-2 {
    display: none !important;
}

/* Content Container */
.insur-about-company-section .insur-container {
    position: relative;
    z-index: 2;
}

.insur-about-centered-content {
    max-width: 1120px;
    margin: 0 auto;
    display: flex;
    flex-direction: column;
    align-items: center;
}

/* Tagline */
.insur-section-tag-box {
    display: inline-flex;
    align-items: center;
    gap: 10px;
    margin-bottom: 16px;
}

.insur-section-tag-box.justify-center {
    justify-content: center;
}

.insur-tag-decor {
    color: #0b63e5;
    font-size: 16px;
    font-weight: 800;
    letter-spacing: 1px;
}

.insur-section-tag {
    font-size: 13px;
    font-weight: 800;
    letter-spacing: 2.5px;
    text-transform: uppercase;
    color: #0b63e5;
}

/* Wide Headline matching single/two line user mockup */
.insur-section-heading {
    font-size: 40px !important;
    font-weight: 800 !important;
    color: #0e2238 !important;
    line-height: 1.25 !important;
    text-transform: uppercase !important;
    margin: 0 0 24px 0 !important;
    letter-spacing: 0.5px !important;
    text-align: center;
    max-width: 1100px;
}

/* Lead text in bold blue, wide layout */
.insur-about-lead-text {
    font-size: 18px !important;
    font-weight: 700 !important;
    color: #0b63e5 !important;
    line-height: 1.65 !important;
    margin: 0 auto 24px auto !important;
    max-width: 1050px;
    text-align: center;
}

/* Body paragraphs */
.insur-about-body-text-wrap {
    max-width: 980px;
    margin: 0 auto 35px auto;
}

.insur-about-detail-text {
    font-size: 15.5px !important;
    line-height: 1.85 !important;
    color: #55677d !important;
    margin-bottom: 16px !important;
    text-align: center;
}

/* Founder / President Signature Box Centered */
.insur-founder-signature-box {
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 24px;
    padding-top: 26px;
    border-top: 1px solid rgba(14, 34, 56, 0.08);
    margin-top: 10px;
    max-width: 480px;
    width: 100%;
}

.insur-founder-avatar {
    flex-shrink: 0;
}

.insur-founder-avatar img {
    width: 76px !important;
    height: 76px !important;
    border-radius: 50% !important;
    object-fit: cover !important;
    border: 3px solid #0b63e5 !important;
    box-shadow: 0 8px 24px rgba(11, 99, 229, 0.28) !important;
    transition: transform 0.3s ease;
    display: block;
}

.insur-founder-avatar:hover img {
    transform: scale(1.08) rotate(3deg);
}

.insur-founder-info {
    display: flex;
    flex-direction: column;
    align-items: flex-start;
    text-align: left;
}

.insur-signature-draw-wrap {
    margin-bottom: 4px;
}

.insur-signature-svg {
    max-width: 210px !important;
    height: auto !important;
    display: block !important;
    filter: drop-shadow(0 2px 4px rgba(0, 0, 0, 0.06));
}

.insur-signature-svg path {
    stroke-dasharray: 1000;
    stroke-dashoffset: 0;
    animation: insurSigDraw 2.8s ease-in-out forwards;
}

.insur-founder-title {
    font-size: 13px !important;
    font-weight: 800 !important;
    letter-spacing: 1.2px !important;
    text-transform: uppercase !important;
    color: #0b63e5 !important;
    margin-top: 4px;
}

.insur-founder-caption {
    font-size: 12px;
    color: #7b8e9e;
    font-weight: 600;
}

@media (max-width: 991px) {
    .insur-section-heading {
        font-size: 32px !important;
    }
    .insur-about-lead-text {
        font-size: 16.5px !important;
    }
}

@media (max-width: 768px) {
    .insur-section-heading {
        font-size: 26px !important;
    }
    .insur-about-lead-text {
        font-size: 15.5px !important;
    }
    .insur-founder-signature-box {
        flex-direction: column;
        text-align: center;
        gap: 15px;
    }
    .insur-founder-info {
        align-items: center;
        text-align: center;
    }
}



/* ==========================================================================
   INSUR TAGS & TITLE SERVICES PAGE STYLES
   ========================================================================== */

.insur-services-intro-section {
    padding: 95px 0 65px;
    background: #ffffff;
}

.insur-services-intro-grid {
    display: grid;
    grid-template-columns: 1.2fr 0.8fr;
    gap: 55px;
    align-items: center;
}

.insur-services-intro-text .insur-section-heading {
    text-align: left !important;
    margin-bottom: 20px !important;
}

.insur-services-intro-text .insur-about-lead-text {
    text-align: left !important;
    margin: 0 0 18px 0 !important;
}

.insur-services-intro-p {
    font-size: 15.5px;
    line-height: 1.85;
    color: #55677d;
    margin: 0;
}

/* Quick Action / Inquiry Card */
.insur-services-quick-card {
    background: #f8fafc;
    border: 1px solid #e2e8f0;
    border-radius: 20px;
    padding: 38px 34px;
    box-shadow: 0 15px 35px rgba(0, 0, 0, 0.04);
    position: relative;
    overflow: hidden;
}

.insur-services-quick-card::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    height: 5px;
    background: linear-gradient(90deg, #0b63e5 0%, #f26522 100%);
}

.insur-quick-badge {
    display: inline-block;
    background: rgba(11, 99, 229, 0.1);
    color: #0b63e5;
    padding: 6px 14px;
    border-radius: 20px;
    font-size: 12px;
    font-weight: 700;
    letter-spacing: 0.5px;
    margin-bottom: 16px;
}

.insur-quick-card-inner h3 {
    font-size: 22px;
    font-weight: 800;
    color: #0e2238;
    margin: 0 0 10px;
    line-height: 1.3;
}

.insur-quick-card-inner p {
    font-size: 14.5px;
    color: #64748b;
    line-height: 1.6;
    margin-bottom: 20px;
}

.insur-quick-features {
    display: flex;
    flex-direction: column;
    gap: 12px;
    margin-bottom: 26px;
    padding-bottom: 22px;
    border-bottom: 1px solid #e2e8f0;
}

.insur-quick-feat-item {
    display: flex;
    align-items: center;
    gap: 10px;
    font-size: 14px;
    font-weight: 600;
    color: #1e293b;
}

.insur-quick-feat-item .feat-icon {
    width: 20px;
    height: 20px;
    border-radius: 50%;
    background: #0b63e5;
    color: #ffffff;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    font-size: 11px;
    font-weight: 800;
    flex-shrink: 0;
}

.insur-quick-actions {
    display: flex;
    align-items: center;
    gap: 20px;
    flex-wrap: wrap;
}

.insur-quick-call {
    font-size: 15px;
    font-weight: 800;
    color: #0e2238;
    text-decoration: none;
    display: inline-flex;
    align-items: center;
    gap: 8px;
    transition: color 0.2s;
}

.insur-quick-call:hover {
    color: #0b63e5;
}

/* Services 6-Card Grid */
.insur-services-grid-section {
    padding: 85px 0 95px;
    background: #fbfcfe;
    border-top: 1px solid #f1f5f9;
}

.insur-dmv-cards-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 30px;
    margin-top: 45px;
}

.insur-dmv-card {
    background: #ffffff;
    border-radius: 18px;
    padding: 40px 32px 36px;
    border: 1px solid #edf2f7;
    box-shadow: 0 10px 30px rgba(0, 0, 0, 0.04);
    transition: transform 0.35s cubic-bezier(0.2, 0.8, 0.2, 1), box-shadow 0.35s ease, border-color 0.35s ease;
    display: flex;
    flex-direction: column;
}

.insur-dmv-card:hover {
    transform: translateY(-8px);
    box-shadow: 0 22px 48px rgba(11, 99, 229, 0.12);
    border-color: rgba(11, 99, 229, 0.25);
}

.insur-dmv-icon-wrap {
    width: 68px;
    height: 68px;
    border-radius: 16px;
    background: rgba(11, 99, 229, 0.08);
    display: flex;
    align-items: center;
    justify-content: center;
    margin-bottom: 22px;
    transition: transform 0.3s ease;
}

.insur-dmv-card:hover .insur-dmv-icon-wrap {
    transform: scale(1.08) rotate(4deg);
}

.insur-dmv-card.highlight .insur-dmv-icon-wrap {
    background: rgba(242, 101, 34, 0.1);
}

.insur-dmv-card-pill {
    align-self: flex-start;
    font-size: 11px;
    font-weight: 800;
    text-transform: uppercase;
    letter-spacing: 1.2px;
    color: #0b63e5;
    background: rgba(11, 99, 229, 0.08);
    padding: 4px 12px;
    border-radius: 20px;
    margin-bottom: 14px;
}

.insur-dmv-card-pill.highlight {
    color: #f26522;
    background: rgba(242, 101, 34, 0.1);
}

.insur-dmv-card-title {
    font-size: 22px;
    font-weight: 800;
    color: #0e2238;
    margin: 0 0 14px;
    line-height: 1.3;
}

.insur-dmv-card-desc {
    font-size: 14.5px;
    line-height: 1.75;
    color: #55677d;
    margin: 0 0 24px;
    flex-grow: 1;
}

.insur-dmv-link {
    font-size: 13.5px;
    font-weight: 800;
    color: #0b63e5;
    text-decoration: none;
    display: inline-flex;
    align-items: center;
    gap: 8px;
    transition: gap 0.2s ease, color 0.2s ease;
}

.insur-dmv-link:hover {
    color: #f26522;
    gap: 12px;
}

/* Trust Process Strip */
.insur-trust-process-section {
    padding: 75px 0;
    background: #082138;
}

.insur-trust-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 30px;
}

.insur-trust-box {
    border-left: 2px solid rgba(255, 255, 255, 0.16);
    padding-left: 22px;
}

.insur-trust-num {
    font-size: 30px;
    font-weight: 900;
    color: #f26522;
    line-height: 1;
    margin-bottom: 12px;
    font-family: inherit;
}

.insur-trust-box h4 {
    font-size: 18px;
    font-weight: 800;
    color: #ffffff;
    margin: 0 0 8px;
}

.insur-trust-box p {
    font-size: 14px;
    color: #9ab3cb;
    line-height: 1.65;
    margin: 0;
}

@media (max-width: 991px) {
    .insur-services-intro-grid {
        grid-template-columns: 1fr;
        gap: 40px;
    }
    .insur-dmv-cards-grid {
        grid-template-columns: repeat(2, 1fr);
    }
    .insur-trust-grid {
        grid-template-columns: repeat(2, 1fr);
        gap: 35px;
    }
}

@media (max-width: 640px) {
    .insur-dmv-cards-grid {
        grid-template-columns: 1fr;
    }
    .insur-trust-grid {
        grid-template-columns: 1fr;
    }
}



/* ==========================================================================
   INSUR COMMERCIAL AUTO INQUIRY OPTIONS PAGE STYLES
   ========================================================================== */

.insur-inquiry-options-section {
    padding: 100px 0 90px;
    background: #fbfcfe;
}

.insur-inquiry-cards-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 32px;
    margin-top: 55px;
    margin-bottom: 50px;
}

.insur-inquiry-card {
    background: #ffffff;
    border-radius: 20px;
    border: 1px solid #edf2f7;
    padding: 42px 34px 38px;
    box-shadow: 0 10px 30px rgba(0, 0, 0, 0.04);
    display: flex;
    flex-direction: column;
    transition: transform 0.35s cubic-bezier(0.2, 0.8, 0.2, 1), box-shadow 0.35s ease, border-color 0.35s ease;
    position: relative;
}

.insur-inquiry-card:hover {
    transform: translateY(-10px);
    box-shadow: 0 25px 50px rgba(11, 99, 229, 0.12);
    border-color: rgba(11, 99, 229, 0.25);
}

.insur-inquiry-card.featured {
    border: 2px solid #f26522;
    box-shadow: 0 16px 42px rgba(242, 101, 34, 0.12);
    transform: translateY(-4px);
}

.insur-inquiry-card.featured:hover {
    transform: translateY(-12px);
    box-shadow: 0 28px 58px rgba(242, 101, 34, 0.2);
}

.insur-inquiry-badge-wrap {
    margin-bottom: 20px;
}

.insur-inquiry-pill {
    display: inline-block;
    font-size: 11.5px;
    font-weight: 800;
    letter-spacing: 1px;
    text-transform: uppercase;
    padding: 5px 14px;
    border-radius: 20px;
    background: rgba(11, 99, 229, 0.08);
    color: #0b63e5;
}

.insur-inquiry-pill.featured {
    background: #f26522;
    color: #ffffff;
    box-shadow: 0 4px 14px rgba(242, 101, 34, 0.3);
}

.insur-inquiry-icon-wrap {
    width: 72px;
    height: 72px;
    border-radius: 18px;
    background: rgba(11, 99, 229, 0.08);
    display: flex;
    align-items: center;
    justify-content: center;
    margin-bottom: 22px;
    transition: transform 0.3s ease;
}

.insur-inquiry-card:hover .insur-inquiry-icon-wrap {
    transform: scale(1.08) rotate(4deg);
}

.insur-inquiry-icon-wrap.featured {
    background: rgba(242, 101, 34, 0.1);
}

.insur-inquiry-title {
    font-size: 23px;
    font-weight: 800;
    color: #0e2238;
    line-height: 1.25;
    margin: 0 0 14px;
}

.insur-inquiry-subtitle {
    font-size: 16px;
    font-weight: 600;
    color: #718096;
}

.insur-inquiry-desc {
    font-size: 14.5px;
    line-height: 1.75;
    color: #55677d;
    margin-bottom: 22px;
}

.insur-inquiry-checklist {
    list-style: none;
    padding: 0;
    margin: 0 0 28px;
    display: flex;
    flex-direction: column;
    gap: 11px;
    flex-grow: 1;
}

.insur-inquiry-checklist li {
    display: flex;
    align-items: center;
    gap: 10px;
    font-size: 13.5px;
    font-weight: 600;
    color: #2d3748;
}

.insur-inquiry-checklist .check-icon {
    width: 18px;
    height: 18px;
    border-radius: 50%;
    background: #0b63e5;
    color: #ffffff;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    font-size: 10px;
    font-weight: 800;
    flex-shrink: 0;
}

.insur-inquiry-checklist .check-icon.orange {
    background: #f26522;
}

.insur-btn.full-width {
    width: 100%;
    text-align: center;
    justify-content: center;
    padding: 14px 20px;
    font-size: 14px;
    font-weight: 800;
    letter-spacing: 0.5px;
    border-radius: 30px;
    display: inline-flex;
    align-items: center;
    gap: 8px;
    text-decoration: none;
    transition: all 0.3s ease;
    box-sizing: border-box;
}

.insur-btn-orange {
    background: #f26522;
    color: #ffffff !important;
    box-shadow: 0 6px 20px rgba(242, 101, 34, 0.3);
}

.insur-btn-orange:hover {
    background: #d95315;
    transform: translateY(-2px);
    box-shadow: 0 10px 25px rgba(242, 101, 34, 0.4);
}

/* Agent Direct Assistance Strip */
.insur-agent-help-strip {
    background: #ffffff;
    border-radius: 20px;
    border: 1px solid #e2e8f0;
    padding: 34px 40px;
    box-shadow: 0 10px 30px rgba(0, 0, 0, 0.04);
}

.insur-agent-help-inner {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 30px;
    flex-wrap: wrap;
}

.insur-agent-help-left {
    display: flex;
    align-items: center;
    gap: 20px;
}

.insur-agent-help-icon {
    width: 60px;
    height: 60px;
    border-radius: 50%;
    background: linear-gradient(135deg, #0b63e5 0%, #0045ab 100%);
    display: flex;
    align-items: center;
    justify-content: center;
    flex-shrink: 0;
    box-shadow: 0 8px 20px rgba(11, 99, 229, 0.25);
}

.insur-agent-help-left h4 {
    font-size: 19px;
    font-weight: 800;
    color: #0e2238;
    margin: 0 0 6px;
}

.insur-agent-help-left p {
    font-size: 14px;
    color: #64748b;
    margin: 0;
}

.insur-agent-help-right {
    display: flex;
    align-items: center;
    gap: 20px;
    flex-wrap: wrap;
}

.insur-agent-phone-btn {
    background: #0b63e5;
    color: #ffffff !important;
    font-weight: 800;
    font-size: 15px;
    padding: 13px 26px;
    border-radius: 30px;
    text-decoration: none;
    display: inline-flex;
    align-items: center;
    gap: 8px;
    transition: all 0.3s ease;
    box-shadow: 0 6px 18px rgba(11, 99, 229, 0.25);
}

.insur-agent-phone-btn:hover {
    background: #084ebd;
    transform: translateY(-2px);
    box-shadow: 0 10px 24px rgba(11, 99, 229, 0.35);
}

.insur-agent-visit-link {
    font-size: 14.5px;
    font-weight: 700;
    color: #0e2238;
    text-decoration: none;
    transition: color 0.2s;
}

.insur-agent-visit-link:hover {
    color: #0b63e5;
}

@media (max-width: 991px) {
    .insur-inquiry-cards-grid {
        grid-template-columns: 1fr;
        max-width: 520px;
        margin-left: auto;
        margin-right: auto;
    }
    .insur-agent-help-inner {
        flex-direction: column;
        align-items: flex-start;
    }
}


/* ==========================================================================
   INSUR PERSONAL AUTO QUOTE STYLES
   ========================================================================== */

.insur-personal-quote-section {
    padding: 80px 0 100px;
    background-color: #f8fafc;
}

.insur-quote-layout-grid {
    display: grid;
    grid-template-columns: 1fr 380px;
    gap: 40px;
    align-items: start;
    margin-top: 45px;
}

/* Main Form Card */
.insur-quote-form-card {
    background: #ffffff;
    border-radius: 16px;
    box-shadow: 0 12px 40px rgba(14, 34, 56, 0.07);
    padding: 45px 50px;
    border: 1px solid #edf2f7;
}

.insur-quote-form-header {
    display: flex;
    align-items: center;
    gap: 16px;
    padding-bottom: 25px;
    margin-bottom: 30px;
    border-bottom: 2px solid #f1f5f9;
}

.insur-quote-form-icon {
    width: 56px;
    height: 56px;
    border-radius: 12px;
    background: rgba(11, 99, 229, 0.08);
    display: flex;
    align-items: center;
    justify-content: center;
    flex-shrink: 0;
}

.insur-quote-form-title {
    font-size: 22px;
    font-weight: 800;
    color: #0e2238;
    margin: 0 0 4px;
    letter-spacing: -0.3px;
}

.insur-quote-form-subtitle {
    font-size: 14px;
    color: #64748b;
    margin: 0;
}

/* Metform & Elementor Styling Inside Quote Form */
.insur-quote-rendered-content .elementor-heading-title {
    font-size: 17px !important;
    font-weight: 800 !important;
    color: #0e2238 !important;
    letter-spacing: 0.5px !important;
    margin: 25px 0 15px !important;
    border-left: 4px solid #f26522 !important;
    padding-left: 12px !important;
    display: block !important;
}

.insur-quote-rendered-content label,
.insur-quote-rendered-content .mf-input-label {
    font-size: 14px !important;
    font-weight: 600 !important;
    color: #334155 !important;
    margin-bottom: 6px !important;
    display: block !important;
}

.insur-quote-rendered-content input[type="text"],
.insur-quote-rendered-content input[type="email"],
.insur-quote-rendered-content input[type="tel"],
.insur-quote-rendered-content input[type="date"],
.insur-quote-rendered-content input[type="number"],
.insur-quote-rendered-content select,
.insur-quote-rendered-content textarea,
.insur-quote-rendered-content .mf-input {
    background-color: #f8fafc !important;
    border: 1.5px solid #e2e8f0 !important;
    border-radius: 8px !important;
    color: #0e2238 !important;
    font-size: 14.5px !important;
    padding: 12px 16px !important;
    transition: all 0.25s ease !important;
    width: 100% !important;
    box-shadow: none !important;
    box-sizing: border-box !important;
}

.insur-quote-rendered-content input:focus,
.insur-quote-rendered-content select:focus,
.insur-quote-rendered-content textarea:focus,
.insur-quote-rendered-content .mf-input:focus {
    border-color: #0b63e5 !important;
    background-color: #ffffff !important;
    box-shadow: 0 0 0 3px rgba(11, 99, 229, 0.12) !important;
    outline: none !important;
}

.insur-quote-rendered-content button[type="submit"],
.insur-quote-rendered-content .metform-btn:not(.mf-input-file-upload-label),
.insur-quote-rendered-content .mf-btn-wraper button {
    background: #f26522 !important;
    color: #ffffff !important;
    border: none !important;
    border-radius: 30px !important;
    font-size: 16px !important;
    font-weight: 800 !important;
    letter-spacing: 0.5px !important;
    text-transform: uppercase !important;
    padding: 16px 45px !important;
    cursor: pointer !important;
    transition: all 0.3s ease !important;
    box-shadow: 0 8px 24px rgba(242, 101, 34, 0.3) !important;
    display: inline-flex !important;
    align-items: center !important;
    justify-content: center !important;
    margin-top: 20px !important;
}

.insur-quote-rendered-content button[type="submit"]:hover,
.insur-quote-rendered-content .metform-btn:not(.mf-input-file-upload-label):hover,
.insur-quote-rendered-content .mf-btn-wraper button:hover {
    background: #d85314 !important;
    transform: translateY(-2px) !important;
    box-shadow: 0 12px 28px rgba(242, 101, 34, 0.45) !important;
}

/* Sidebar Styling */
.insur-sidebar-card {
    background: #ffffff;
    border-radius: 14px;
    padding: 30px;
    border: 1px solid #edf2f7;
    box-shadow: 0 8px 28px rgba(14, 34, 56, 0.05);
    margin-bottom: 25px;
}

.insur-sidebar-card.agent-card {
    border-top: 4px solid #0b63e5;
}

.insur-sidebar-card-badge {
    display: inline-block;
    font-size: 11px;
    font-weight: 800;
    color: #0b63e5;
    background: rgba(11, 99, 229, 0.08);
    padding: 4px 12px;
    border-radius: 20px;
    letter-spacing: 0.5px;
    margin-bottom: 12px;
}

.insur-sidebar-title {
    font-size: 19px;
    font-weight: 800;
    color: #0e2238;
    margin: 0 0 10px;
    line-height: 1.3;
}

.insur-sidebar-desc {
    font-size: 14px;
    color: #64748b;
    line-height: 1.6;
    margin-bottom: 20px;
}

.insur-sidebar-phone-btn {
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 10px;
    background: #0b63e5;
    color: #ffffff !important;
    font-size: 16px;
    font-weight: 800;
    padding: 14px 24px;
    border-radius: 30px;
    text-decoration: none;
    box-shadow: 0 6px 20px rgba(11, 99, 229, 0.28);
    transition: all 0.3s;
    margin-bottom: 20px;
}

.insur-sidebar-phone-btn:hover {
    background: #084ebd;
    transform: translateY(-2px);
    box-shadow: 0 10px 25px rgba(11, 99, 229, 0.4);
}

.insur-sidebar-details {
    border-top: 1px solid #f1f5f9;
    padding-top: 15px;
}

.insur-sidebar-detail-item {
    display: flex;
    justify-content: space-between;
    font-size: 13px;
    margin-bottom: 8px;
}

.insur-sidebar-detail-item .detail-label {
    color: #64748b;
    font-weight: 600;
}

.insur-sidebar-detail-item .detail-val {
    color: #0e2238;
    font-weight: 700;
}

.insur-sidebar-checklist {
    list-style: none;
    padding: 0;
    margin: 15px 0 0;
}

.insur-sidebar-checklist li {
    font-size: 13.5px;
    color: #334155;
    margin-bottom: 12px;
    display: flex;
    align-items: flex-start;
    gap: 10px;
    line-height: 1.45;
}

.insur-sidebar-checklist .chk-icon {
    color: #10b981;
    font-weight: 800;
    font-size: 14px;
    flex-shrink: 0;
}

.insur-sidebar-desc-sm {
    font-size: 13.5px;
    color: #64748b;
    margin-bottom: 14px;
}

.insur-carrier-badges {
    display: flex;
    flex-wrap: wrap;
    gap: 8px;
}

.carrier-badge {
    background: #f1f5f9;
    color: #0e2238;
    font-size: 12.5px;
    font-weight: 700;
    padding: 6px 14px;
    border-radius: 6px;
    border: 1px solid #e2e8f0;
}

.insur-sidebar-card.sr22-card {
    background: linear-gradient(135deg, #0e2238 0%, #17375e 100%);
    color: #ffffff;
    border: none;
}

.insur-sidebar-card.sr22-card .sr22-icon {
    font-size: 28px;
    margin-bottom: 10px;
}

.insur-sidebar-card.sr22-card h4 {
    color: #ffffff;
    font-size: 17px;
    font-weight: 800;
    margin: 0 0 8px;
}

.insur-sidebar-card.sr22-card p {
    color: #cbd5e1;
    font-size: 13px;
    line-height: 1.55;
    margin: 0;
}

@media (max-width: 991px) {
    .insur-quote-layout-grid {
        grid-template-columns: 1fr;
    }
    .insur-quote-form-card {
        padding: 30px 20px;
    }
}


/* Sticky Sidebar for Quote Form */
@media (min-width: 992px) {
    .insur-quote-sidebar-col {
        position: sticky;
        top: 100px;
    }
}



/* ==========================================================================
   INSUR HOMEOWNER INSURANCE STYLES
   ========================================================================== */

.insur-homeowner-section {
    padding: 80px 0 100px;
    background-color: #f8fafc;
}

.insur-homeowner-layout-grid {
    display: grid;
    grid-template-columns: 1fr 380px;
    gap: 40px;
    align-items: start;
    margin-top: 45px;
}

/* Main Content Card */
.insur-homeowner-content-card {
    background: #ffffff;
    border-radius: 16px;
    padding: 45px 50px;
    border: 1px solid #edf2f7;
    box-shadow: 0 10px 35px rgba(14, 34, 56, 0.06);
    margin-top: 35px;
}

.insur-mini-badge {
    display: inline-block;
    font-size: 11px;
    font-weight: 800;
    color: #f26522;
    background: rgba(242, 101, 34, 0.08);
    padding: 4px 12px;
    border-radius: 20px;
    letter-spacing: 0.5px;
    margin-bottom: 12px;
}

.insur-content-title {
    font-size: 24px;
    font-weight: 800;
    color: #0e2238;
    margin: 0 0 12px;
    letter-spacing: -0.3px;
}

.insur-content-desc {
    font-size: 15px;
    color: #64748b;
    line-height: 1.65;
    margin-bottom: 30px;
}

/* 6-Card Features Grid */
.insur-ho3-features-grid {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 22px;
    margin-bottom: 35px;
}

.insur-ho3-box {
    background: #f8fafc;
    border: 1px solid #e2e8f0;
    border-radius: 12px;
    padding: 24px;
    transition: all 0.3s ease;
}

.insur-ho3-box:hover {
    transform: translateY(-3px);
    box-shadow: 0 8px 24px rgba(0, 0, 0, 0.06);
    border-color: #0b63e5;
    background: #ffffff;
}

.ho3-icon-wrap {
    width: 48px;
    height: 48px;
    border-radius: 10px;
    background: #ffffff;
    display: flex;
    align-items: center;
    justify-content: center;
    margin-bottom: 14px;
    box-shadow: 0 4px 12px rgba(0, 0, 0, 0.04);
}

.insur-ho3-box h4 {
    font-size: 17px;
    font-weight: 800;
    color: #0e2238;
    margin: 0 0 8px;
}

.insur-ho3-box p {
    font-size: 13.5px;
    color: #64748b;
    line-height: 1.55;
    margin: 0;
}

/* Covered Perils Box */
.insur-perils-box {
    background: #f1f5f9;
    border-radius: 12px;
    padding: 28px 32px;
    border-left: 4px solid #0b63e5;
}

.insur-perils-title {
    font-size: 18px;
    font-weight: 800;
    color: #0e2238;
    margin: 0 0 6px;
}

.insur-perils-sub {
    font-size: 14px;
    color: #64748b;
    margin-bottom: 18px;
}

.insur-perils-grid {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 12px 20px;
}

.peril-item {
    font-size: 14px;
    font-weight: 600;
    color: #1e293b;
    display: flex;
    align-items: center;
    gap: 8px;
}

.peril-chk {
    color: #10b981;
    font-weight: 800;
    font-size: 14px;
}

/* Bundle Card */
.insur-sidebar-card.bundle-card {
    background: linear-gradient(135deg, #fff7ed 0%, #ffffff 100%);
    border-top: 4px solid #f26522;
}

.bundle-badge {
    display: inline-block;
    font-size: 11px;
    font-weight: 800;
    color: #f26522;
    background: rgba(242, 101, 34, 0.12);
    padding: 4px 12px;
    border-radius: 20px;
    letter-spacing: 0.5px;
    margin-bottom: 12px;
}

/* Escrow Card */
.insur-sidebar-card.escrow-card {
    background: linear-gradient(135deg, #0e2238 0%, #17375e 100%);
    color: #ffffff;
    border: none;
}

.insur-sidebar-card.escrow-card .escrow-icon {
    font-size: 26px;
    margin-bottom: 10px;
}

.insur-sidebar-card.escrow-card h4 {
    color: #ffffff;
    font-size: 17px;
    font-weight: 800;
    margin: 0 0 8px;
}

.insur-sidebar-card.escrow-card p {
    color: #cbd5e1;
    font-size: 13.5px;
    line-height: 1.55;
    margin: 0;
}

/* Sticky sidebar */
@media (min-width: 992px) {
    .insur-homeowner-sidebar-col {
        position: sticky;
        top: 100px;
    }
}

@media (max-width: 991px) {
    .insur-homeowner-layout-grid {
        grid-template-columns: 1fr;
    }
    .insur-ho3-features-grid,
    .insur-perils-grid {
        grid-template-columns: 1fr;
    }
    .insur-homeowner-content-card {
        padding: 30px 20px;
    }
}



/* ==========================================================================
   INSUR HEALTH INSURANCE STYLES
   ========================================================================== */

.insur-health-section {
    padding: 80px 0 100px;
    background-color: #f8fafc;
}

.insur-health-layout-grid {
    display: grid;
    grid-template-columns: 1fr 380px;
    gap: 40px;
    align-items: start;
    margin-top: 45px;
}

/* Main Content Card */
.insur-health-content-card {
    background: #ffffff;
    border-radius: 16px;
    padding: 45px 50px;
    border: 1px solid #edf2f7;
    box-shadow: 0 10px 35px rgba(14, 34, 56, 0.06);
    margin-top: 35px;
}

/* 3 Pillars Grid */
.insur-health-pillars-grid {
    display: flex;
    flex-direction: column;
    gap: 22px;
    margin-bottom: 35px;
}

.insur-pillar-card {
    background: #f8fafc;
    border: 1.5px solid #e2e8f0;
    border-radius: 12px;
    padding: 26px 30px;
    transition: all 0.3s ease;
}

.insur-pillar-card:hover {
    border-color: #0b63e5;
    background: #ffffff;
    box-shadow: 0 8px 24px rgba(0, 0, 0, 0.05);
    transform: translateY(-2px);
}

.pillar-header {
    display: flex;
    align-items: center;
    gap: 14px;
    margin-bottom: 16px;
}

.pillar-header h4 {
    font-size: 18px;
    font-weight: 800;
    color: #0e2238;
    margin: 0;
}

.pillar-icon-box {
    width: 44px;
    height: 44px;
    border-radius: 10px;
    display: flex;
    align-items: center;
    justify-content: center;
    flex-shrink: 0;
}

.pillar-icon-box.blue {
    background: rgba(11, 99, 229, 0.1);
}

.pillar-icon-box.orange {
    background: rgba(242, 101, 34, 0.1);
}

.pillar-list {
    list-style: none;
    padding: 0;
    margin: 0;
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 12px 24px;
}

.pillar-list li {
    font-size: 13.5px;
    color: #475569;
    line-height: 1.55;
    position: relative;
    padding-left: 20px;
}

.pillar-list li::before {
    content: '•';
    position: absolute;
    left: 4px;
    color: #0b63e5;
    font-size: 20px;
    line-height: 1;
    top: -2px;
}

.pillar-list li strong {
    color: #0e2238;
    font-weight: 700;
}

/* Covered California Metal Tiers */
.insur-metal-tiers-box {
    background: #f1f5f9;
    border-radius: 14px;
    padding: 30px;
    border-left: 4px solid #f26522;
    margin-top: 10px;
}

.metal-tiers-title {
    font-size: 20px;
    font-weight: 800;
    color: #0e2238;
    margin: 0 0 6px;
}

.metal-tiers-sub {
    font-size: 14px;
    color: #64748b;
    margin-bottom: 22px;
}

.metal-tiers-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 16px;
}

.metal-tier-item {
    background: #ffffff;
    border-radius: 10px;
    padding: 20px 16px;
    border: 1px solid #e2e8f0;
    transition: transform 0.25s;
    text-align: center;
}

.metal-tier-item:hover {
    transform: translateY(-3px);
}

.metal-tier-item.silver {
    border: 2px solid #0b63e5;
    box-shadow: 0 6px 20px rgba(11, 99, 229, 0.12);
}

.tier-pill {
    display: inline-block;
    font-size: 11px;
    font-weight: 800;
    letter-spacing: 0.5px;
    padding: 4px 10px;
    border-radius: 20px;
    background: #e2e8f0;
    color: #334155;
    margin-bottom: 10px;
}

.tier-pill.featured {
    background: #0b63e5;
    color: #ffffff;
}

.metal-tier-item h5 {
    font-size: 14px;
    font-weight: 800;
    color: #0e2238;
    margin: 0 0 8px;
}

.metal-tier-item p {
    font-size: 12.5px;
    color: #64748b;
    line-height: 1.45;
    margin: 0;
}

/* Subsidy Card */
.insur-sidebar-card.subsidy-card {
    background: linear-gradient(135deg, #eff6ff 0%, #ffffff 100%);
    border-top: 4px solid #0b63e5;
}

.subsidy-badge {
    display: inline-block;
    font-size: 11px;
    font-weight: 800;
    color: #0b63e5;
    background: rgba(11, 99, 229, 0.12);
    padding: 4px 12px;
    border-radius: 20px;
    letter-spacing: 0.5px;
    margin-bottom: 12px;
}

/* Life Event Card */
.insur-sidebar-card.life-event-card {
    background: linear-gradient(135deg, #0e2238 0%, #17375e 100%);
    color: #ffffff;
    border: none;
}

.insur-sidebar-card.life-event-card .life-event-icon {
    font-size: 26px;
    margin-bottom: 8px;
}

.insur-sidebar-card.life-event-card h4 {
    color: #ffffff;
    font-size: 17px;
    font-weight: 800;
    margin: 0 0 8px;
}

.insur-sidebar-card.life-event-card p {
    color: #cbd5e1;
    font-size: 13px;
    line-height: 1.5;
    margin: 0;
}

/* Sticky sidebar */
@media (min-width: 992px) {
    .insur-health-sidebar-col {
        position: sticky;
        top: 100px;
    }
}

@media (max-width: 991px) {
    .insur-health-layout-grid {
        grid-template-columns: 1fr;
    }
    .pillar-list,
    .metal-tiers-grid {
        grid-template-columns: 1fr;
    }
    .insur-health-content-card {
        padding: 30px 20px;
    }
}



/* ==========================================================================
   INSUR MOTORCYCLE INSURANCE STYLES
   ========================================================================== */

.insur-moto-section {
    padding: 80px 0 100px;
    background-color: #f8fafc;
}

.insur-moto-layout-grid {
    display: grid;
    grid-template-columns: 1fr 380px;
    gap: 40px;
    align-items: start;
    margin-top: 45px;
}

/* Main Content Card */
.insur-moto-content-card {
    background: #ffffff;
    border-radius: 16px;
    padding: 45px 50px;
    border: 1px solid #edf2f7;
    box-shadow: 0 10px 35px rgba(14, 34, 56, 0.06);
    margin-top: 35px;
}

/* 6-Card Features Grid */
.insur-moto-features-grid {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 22px;
    margin-bottom: 35px;
}

.insur-moto-box {
    background: #f8fafc;
    border: 1px solid #e2e8f0;
    border-radius: 12px;
    padding: 24px;
    transition: all 0.3s ease;
}

.insur-moto-box:hover {
    transform: translateY(-3px);
    box-shadow: 0 8px 24px rgba(0, 0, 0, 0.06);
    border-color: #f26522;
    background: #ffffff;
}

.moto-icon-wrap {
    width: 48px;
    height: 48px;
    border-radius: 10px;
    background: #ffffff;
    display: flex;
    align-items: center;
    justify-content: center;
    margin-bottom: 14px;
    box-shadow: 0 4px 12px rgba(0, 0, 0, 0.04);
}

.insur-moto-box h4 {
    font-size: 17px;
    font-weight: 800;
    color: #0e2238;
    margin: 0 0 8px;
}

.insur-moto-box p {
    font-size: 13.5px;
    color: #64748b;
    line-height: 1.55;
    margin: 0;
}

/* Discounts Box */
.insur-moto-discounts-box {
    background: #f1f5f9;
    border-radius: 12px;
    padding: 28px 32px;
    border-left: 4px solid #f26522;
}

.moto-discounts-title {
    font-size: 18px;
    font-weight: 800;
    color: #0e2238;
    margin: 0 0 6px;
}

.moto-discounts-sub {
    font-size: 14px;
    color: #64748b;
    margin-bottom: 18px;
}

.moto-discounts-grid {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 12px 20px;
}

.moto-discount-item {
    font-size: 14px;
    font-weight: 600;
    color: #1e293b;
    display: flex;
    align-items: center;
    gap: 8px;
}

/* Sticky sidebar */
@media (min-width: 992px) {
    .insur-moto-sidebar-col {
        position: sticky;
        top: 100px;
    }
}

@media (max-width: 991px) {
    .insur-moto-layout-grid {
        grid-template-columns: 1fr;
    }
    .insur-moto-features-grid,
    .moto-discounts-grid {
        grid-template-columns: 1fr;
    }
    .insur-moto-content-card {
        padding: 30px 20px;
    }
}




/* ==========================================================================
   METFORM FILE UPLOAD BUTTONS & LABELS ALIGNMENT (GLOBAL SITEWIDE)
   ========================================================================== */

/* 1. Equalize row / columns containing file upload widgets */
.elementor-row:has(.elementor-widget-mf-file-upload),
.elementor-container:has(.elementor-widget-mf-file-upload),
.mf-input-file-upload-wrapper {
    display: flex !important;
    align-items: stretch !important;
}

.elementor-column:has(.elementor-widget-mf-file-upload) {
    display: flex !important;
    flex-direction: column !important;
}

.elementor-widget-mf-file-upload {
    height: 100% !important;
    display: flex !important;
    flex-direction: column !important;
    margin-bottom: 20px !important;
}

.elementor-widget-mf-file-upload .elementor-widget-container {
    height: 100% !important;
    display: flex !important;
    flex-direction: column !important;
}

.elementor-widget-mf-file-upload .mf-input-wrapper {
    display: flex !important;
    flex-direction: column !important;
    height: 100% !important;
    justify-content: flex-start !important;
}

/* 2. Equalize Label Height so all upload buttons across columns align horizontally */
.elementor-widget-mf-file-upload .mf-input-label,
.mf-input-file-upload-wrapper .mf-input-label {
    min-height: 52px !important;
    height: 52px !important;
    display: flex !important;
    align-items: flex-end !important;
    margin-bottom: 12px !important;
    font-size: 13.5px !important;
    line-height: 1.35 !important;
    color: #1e293b !important;
    font-weight: 700 !important;
    padding: 0 !important;
}

/* 3. Upload Box Container */
.elementor-widget-mf-file-upload .mf-file-upload-container,
.mf-input-file-upload-container {
    display: flex !important;
    flex-direction: column !important;
    align-items: center !important;
    justify-content: center !important;
    background: #f8fafc !important;
    border: 1.5px dashed #cbd5e1 !important;
    border-radius: 12px !important;
    padding: 22px 14px !important;
    text-align: center !important;
    min-height: 124px !important;
    box-sizing: border-box !important;
    transition: all 0.25s ease !important;
    width: 100% !important;
}

.elementor-widget-mf-file-upload .mf-file-upload-container:hover,
.mf-input-file-upload-container:hover {
    border-color: #f26522 !important;
    background: #fff8f5 !important;
}

/* 4. "Choose a file" Button - Clean, perfectly sized and aligned sitewide */
.elementor-widget-mf-file-upload .mf-input-file-upload-label,
.mf-input-file-upload-label {
    background: #f26522 !important;
    color: #ffffff !important;
    border: none !important;
    border-radius: 6px !important;
    font-size: 12.5px !important;
    font-weight: 800 !important;
    letter-spacing: 0.5px !important;
    text-transform: uppercase !important;
    padding: 10px 18px !important;
    margin: 0 0 10px 0 !important;
    box-shadow: 0 4px 14px rgba(242, 101, 34, 0.25) !important;
    cursor: pointer !important;
    display: inline-flex !important;
    align-items: center !important;
    justify-content: center !important;
    gap: 6px !important;
    white-space: nowrap !important;
    width: auto !important;
    height: auto !important;
    line-height: 1.2 !important;
    transition: all 0.25s ease !important;
}

.elementor-widget-mf-file-upload .mf-input-file-upload-label:hover,
.mf-input-file-upload-label:hover {
    background: #d85314 !important;
    transform: translateY(-2px) !important;
    box-shadow: 0 6px 18px rgba(242, 101, 34, 0.35) !important;
}

/* 5. "No file chosen." Text */
.elementor-widget-mf-file-upload .mf-file-name,
.mf-file-name {
    font-size: 12px !important;
    color: #64748b !important;
    line-height: 1.4 !important;
    margin: 0 !important;
    word-break: break-word !important;
    text-align: center !important;
}

.elementor-widget-mf-file-upload .mf-file-name-item,
.mf-file-name-item {
    font-size: 12px !important;
    color: #0e2238 !important;
    font-weight: 600 !important;
    background: #e2e8f0 !important;
    padding: 4px 10px !important;
    border-radius: 4px !important;
    display: inline-flex !important;
    align-items: center !important;
    gap: 6px !important;
}

/* Prevent submit button styles from overriding upload buttons sitewide */
.metform-btn.mf-input-file-upload-label {
    min-height: auto !important;
    height: auto !important;
    line-height: 1.2 !important;
    border-radius: 6px !important;
}

@media (max-width: 767px) {
    .elementor-widget-mf-file-upload .mf-input-label,
    .mf-input-file-upload-wrapper .mf-input-label {
        min-height: auto !important;
        height: auto !important;
        margin-bottom: 8px !important;
    }
}