CGI Agency is the known provider of home owners insurance. The homeowner’s insurance is designed to provide cover for people’s homes against potential risks and damages to a house or any other possessions in the home. The policy also offers coverage for accidents at home or accidents on property at home.
A standard homeowners policy (also known as an HO-3 policy) generally protects your home and your personal property from damage caused by:
- Fires or lightning
- Windstorms (including hurricanes and tornadoes) or hail
- Explosions
- Riots or civil commotions
- Aircrafts
- Vehicles
- Smoke
- Theft or vandalism (sometimes called malicious mischief)
- Falling objects
- Weight of ice, snow, or sleet
- Freezing of plumbing, heating, air conditioning, or other household systems
