NEED INFORMATION ABOUT HOME OWNERS INSURANCE?
CGI Agency is the known provider of home owner’s insurance. The homeowner’s insurance is designed to provide cover for people’s homes against potential risks and damages to a house or any other possessions in the home. The policy also offers coverage for accidents at home or accidents on property at home.
A standard homeowners policy (also known as an HO-3 policy) generally protects your home and your personal property from damage caused by:
- Fires or lightning
- Windstorms (including hurricanes and tornadoes) or hail
- Riots or civil commotions
- Theft or vandalism (sometimes called malicious mischief)
- Falling objects
- Weight of ice, snow, or sleet
- Freezing of plumbing, heating, air conditioning, or other household systems